604 TOPSIDE CIRCLE, EDGEWATER, FL, 32141
Active1 days on marketListed Jul 27, 2026MLS #NS1088832
About this home
604 TOPSIDE CIRCLE
Nestled on a rare quarter-acre lot beneath a canopy of majestic oak trees at the end of a quiet cul-de-sac, this well-maintained home offers a peaceful setting with mature landscaping, added privacy from neighboring homes, and picturesque views from nearly every room. Beyond the recorded 1,100 sq ft, you'll enjoy an additional 360 sq ft of climate-controlled living space in the enclosed Florida room and adjoining porch, bringing the home's total usable space to nearly 1,460 sq ft. The open floor plan features two bedrooms and a seamless flow throughout. Major updates include a new roof (2023), HVAC (2023), updated plumbing, and kitchen countertops. The home is unfurnished, giving you a blank canvas to make it your own. Outside, enjoy plenty of parking, a double carport, irrigation system, and two storage sheds for laundry, tools, hobbies, lawn equipment, or beach gear. The oversized lot offers plenty of room for the grandkids to run and play. Located in Edgewater Landing, the $10,000 clubhouse assessment has already been paid in full. Community amenities include a heated pool and spa, fitness center, pickleball, tennis, woodworking shop, boat launch, RV/boat storage, fishing pier, and no lot rent. Cable and internet are included in the HOA dues. Schedule your private tour today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,100
Sqft
0.25 ac
Lot size
1988
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,942 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,942/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16%
$/sqft vs Edgewater actives
$209 vs $202
Days on market
1 vs 39 typical
Where $209/sqft sits among the 153 Edgewater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edgewater Landing
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
Edgewater Landing — neighborhood snapshot
Population
585
Median age
71
Median income
$47,422
Median home value
$239,100
Avg household
2
Households w/ children
7%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
82 of 153
Edgewater actives have cut their price
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the EDGEWATER 32141 median. See the full Edgewater market guide →
Paper trail
This home's history
Reality check
What actually sold near 604 TOPSIDE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$189,000
521 STARBOARD AVENUE · same community
2 bd · 2 ba · 1,193 sqft · $158/sqft · 158 DOM
Sold · Jul ’26$175,000
522 STARBOARD AVENUE · same community
2 bd · 2 ba · 1,000 sqft · $175/sqft · 99 DOM
Sold · Apr ’26$200,000
205 SCHOONER AVENUE · same community
2 bd · 2 ba · 960 sqft · $208/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 604 TOPSIDE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 604 TOPSIDE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
604 TOPSIDE CIRCLE FAQs
What would the monthly payment be for 604 TOPSIDE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,942/mo — principal and interest, the actual property-tax bill, the $258/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 604 TOPSIDE CIRCLE?+
The association fee works out to $258 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 604 TOPSIDE CIRCLE?+
The most recent tax bill on record (2025) was $826. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 604 TOPSIDE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Edgewater?+
At $229,900, this home is listed about 30% below the Edgewater median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 604 TOPSIDE CIRCLE?+
Indian River Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Denise Hinman. MLS #NS1088832.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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