CENTURY 21 Edge
$349,9002 bd2 ba1,415 sqft$247 /sqft$2,992 /mo all-in ↓

237 NAVAJO DRIVE, OAK HILL, FL, 32759

Active20 days on marketListed Aug 31, 2026MLS #NS1089130

WaterfrontFully furnishedManufactured HomeGOLDEN BAY COLONY PH 1

About this home

237 NAVAJO DRIVE

ONE OF THE BEST VIEWS IN THE NEIGHBORHOOD! Gorgeous two-bedroom, two-bath home situated on a beautifully landscaped lot overlooking one of the many ponds in the community. With its desirable location, thoughtful upgrades, and inviting outdoor living space, this home offers the perfect blend of comfort and Florida living. Inside, you’ll find vaulted ceilings, crown molding throughout, tile flooring in the main living areas, additional lighting, and a desirable split-bedroom floor plan. The spacious kitchen features upgraded cherry cabinetry, granite countertops, stainless steel appliances, and both under-cabinet and above-cabinet lighting. Need extra space? The den can easily serve as a third bedroom, home office, or flexible living area. Step outside to the spacious screened-in back porch, the perfect place to relax and enjoy the cool breezes, tranquil pond views, and abundant Florida wildlife. A two-car garage provides plenty of room for parking and storage. Located in Lighthouse Cove in Oak Hill, Florida, an active ommunity that offers an array of amenities and activities, including a fishing pier, heated pool, renovated clubhouse, pickleball and shuffleboard courts, small boat launch, and riverside recreational picnic area. Residents can enjoy weekly activities such as bingo, cards, water aerobics, pickleball, and more. Golf carts are also a popular second means of transportation throughout the community. Come see for yourself why this beautiful home and community truly feel like paradise. Don’t let this opportunity pass you by—schedule your showing today! All information deemed accurate, but not guaranteed.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,415

Sqft

0.14 ac

Lot size

2

Garage

2014

Year built

One

Levels

$247

Per sqft

WaterfrontWater viewFurnished55+ community

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Skylight(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedFurnished

Outside & construction

RoofMetal · Shingle
ConstructionOther · Vinyl Siding
FoundationCrawlspace · Pillar/Post/Pier · Stilt/On Piling
ViewWater
FacesNorth
ParkingGarage Door Opener
ExteriorFrench Doors · Irrigation System · Rain Gutters

Community & fees

HOA fee$122/mo
Taxes (2025)$5,941/yr
PetsCats OK, Dogs OK, Number Limit
CommunityCommunity Boat Ramp · Fishing · Water Access · Waterfront · Clubhouse · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,992 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$495
HOA fee — from the listing$122
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,247
Interest rate6.00%
Loan term

Estimated payment

$2,992/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$495
HOA / condo fee$122
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$241KedgeAI estimate $300,313 · range $251K$320K$364K

vs edgeAI estimate

+16.5%

$/sqft vs Oak Hill actives

$247 vs $313

Days on market

20 vs 42 typical

Where $247/sqft sits among the 27 Oak Hill actives

8 · this home
9
4
2
0
4
$155–247$247–340$340–433$433–525$525–618$618+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oak Hill

Drive times from this address

Orlando Int’l Airport (MCO)70 min
Downtown Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oak Hill. See the full Oak Hill guide →

OAK HILL 32759 — neighborhood snapshot

Population

2,941

Median age

52.6

Median income

$61,968

Median home value

$266,600

Avg household

2.68

Households w/ children

195

For the school run

Volusia County School District

ElementaryIndian River Elementary School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oak Hill market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$248K$300K

Oak Hill median sold, yr/yr

92.4%

Sale-to-list ratio (12 mo)

15 of 27

Oak Hill actives have cut their price

Median sold price, Oak Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the OAK HILL 32759 median. See the full Oak Hill market guide →

Paper trail

This home's history

Aug 31, 2026Listed at $349,900 · 20 days on market since
2014Built · GOLDEN BAY COLONY PH 1

Reality check

What actually sold near 237 NAVAJO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

415 SIOUX BOULEVARDSold · Jul ’26

$258,700

415 SIOUX BOULEVARD

3 bd · 2 ba · 1,421 sqft · $182/sqft · 144 DOM

233 W ARIEL ROADSold · Aug ’26

$610,000

233 W ARIEL ROAD

3 bd · 2 ba · 1,378 sqft · $443/sqft · 23 DOM

451 SIOUX BOULEVARDSold · Jan ’26

$235,000

451 SIOUX BOULEVARD

2 bd · 2 ba · 1,364 sqft · $172/sqft · 226 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 237 NAVAJO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 237 NAVAJO DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

237 NAVAJO DRIVE FAQs

What would the monthly payment be for 237 NAVAJO DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,992/mo — principal and interest, the actual property-tax bill, the $122/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 237 NAVAJO DRIVE?+

The association fee works out to $122 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 237 NAVAJO DRIVE?+

The most recent tax bill on record (2025) was $5,941. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 237 NAVAJO DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oak Hill?+

At $349,900, this home is priced right at the Oak Hill median.

Which schools are assigned to 237 NAVAJO DRIVE?+

Indian River Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LIGHTHOUSE COVE REALTY · Tina Muglach-Blanton. MLS #NS1089130.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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