748 PINE SHORES CIRCLE, NEW SMYRNA BEACH, FL, 32168
Active20 days on marketListed Aug 31, 2026MLS #NS1089134
About this home
748 PINE SHORES CIRCLE
Welcome to this charming and comfortable 3-bedroom, 2-bath home with a 2-car garage, ideally situated on a scenic canal with access for smaller motorboats to Turnbull Bay. Enjoy peaceful waterfront living from your backyard, where wildlife can often be seen along the waterway. Inside, the inviting living area features a wood-burning fireplace, creating a warm and welcoming gathering space. The thoughtfully designed floor plan offers a spacious entryway with a deep covered front porch that welcomes natural light into the home while providing added privacy and security. The spacious living room overlooks the shaded backyard and canal, with an east-facing orientation that provides a pleasant setting to enjoy the outdoors. The quiet subdivision offers a peaceful setting while remaining conveniently located near shopping, dining, and all the charm and attractions that New Smyrna Beach is known for. The community pool and clubhouse are just a short walk away, providing an easy way to enjoy the neighborhood amenities. City water adds convenience and reliability, making this waterfront property an especially appealing place to call home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,344
Sqft
0.13 ac
Lot size
2
Garage
1987
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,519 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,519/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
$/sqft vs New Smyrna Beach actives
$231 vs $371
Days on market
20 vs 72 typical
Where $231/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fairway
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Fairway — neighborhood snapshot
Population
3,426
Median age
60
Median income
$57,702
Median home value
$245,120
Avg household
2
Households w/ children
134
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $425K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
244 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 748 PINE SHORES CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$280,000
848 PINE SHORES CIRCLE · same community
2 bd · 2 ba · 1,314 sqft · $213/sqft · 215 DOM
Sold · Mar ’26$350,000
702 FOX TAIL COURT · same community
2 bd · 2 ba · 1,446 sqft · $242/sqft · 33 DOM
Sold · Mar ’26$270,000
734 PINE SHORES CIRCLE · same community
3 bd · 2 ba · 1,459 sqft · $185/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 748 PINE SHORES CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 748 PINE SHORES CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
748 PINE SHORES CIRCLE FAQs
What would the monthly payment be for 748 PINE SHORES CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,519/mo — principal and interest, the actual property-tax bill, the $41/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 748 PINE SHORES CIRCLE?+
The association fee works out to $41 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 748 PINE SHORES CIRCLE?+
The most recent tax bill on record (2025) was $4,270. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 748 PINE SHORES CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $310,000, this home is listed about 41% below the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 748 PINE SHORES CIRCLE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NEW SMYRNA BEACH 32168 market on paper
$310,000 is 18% below the NEW SMYRNA BEACH 32168 median of $379,900, and at $231/sqft it sits under the New Smyrna Beach average of $427.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $325,000, now $310,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP EVOLVE · Michelle Destefano. MLS #NS1089134.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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