736 PINE SHORES CIRCLE, NEW SMYRNA BEACH, FL, 32168
Active9 days on marketListed Sep 11, 2026MLS #O6440638
About this home
736 PINE SHORES CIRCLE
Discover the charm of 736 Pine Shores Circle, a delightful home nestled in the serene community of Pine Island in New Smyrna Beach, FL. This home has been beautifully updated from top to bottom including a brand-new roof, all new wall to wall tile flooring, a gorgeous gourmet kitchen with quartz countertops, soft close wood shaker cabinets, all new stainless steel appliance package, a large island and breakfast nook. All three bedrooms are spacious with good sized closets. Custom wood shutters throughout. Both bathrooms have new wall tile, new vanities and new lighting and fixtures, including a huge primary bathroom with walk-in shower, double vanity and deep soak tub. This home has a spacious open layout with soaring ceilings, a built-in dry bar with plenty of storage and an enclosed porch overlooking a peaceful canal where you can enjoy fishing, bird watching and boating out to deeper water. The location can't be beat, close to beautiful beaches, amazing restaurants, shopping and entertainment all just a few minutes away. The community amenities include a clubhouse, shuffleboard court and community swimming pool, all for a low HOA fee.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,456
Sqft
0.12 ac
Lot size
2
Garage
1987
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,863 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,863/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.5%
$/sqft vs New Smyrna Beach actives
$274 vs $371
Days on market
9 vs 72 typical
Where $274/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fairway
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Fairway — neighborhood snapshot
Population
3,426
Median age
60
Median income
$57,702
Median home value
$245,120
Avg household
2
Households w/ children
134
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $425K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
244 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 736 PINE SHORES CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$270,000
734 PINE SHORES CIRCLE · same community
3 bd · 2 ba · 1,459 sqft · $185/sqft · 79 DOM
Sold · Mar ’26$350,000
702 FOX TAIL COURT · same community
2 bd · 2 ba · 1,446 sqft · $242/sqft · 33 DOM
Sold · Apr ’26$270,000
714 FOX TAIL COURT · same community
2 bd · 2 ba · 1,482 sqft · $182/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 736 PINE SHORES CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 736 PINE SHORES CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
736 PINE SHORES CIRCLE FAQs
What would the monthly payment be for 736 PINE SHORES CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,863/mo — principal and interest, the actual property-tax bill, the $41/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 736 PINE SHORES CIRCLE?+
The association fee works out to $41 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 736 PINE SHORES CIRCLE?+
The most recent tax bill on record (2025) was $1,641. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 736 PINE SHORES CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $399,000, this home is listed about 24% below the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 736 PINE SHORES CIRCLE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JMO REAL ESTATE GROUP · John Murdock. MLS #O6440638.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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