20 ANDREA DRIVE, NEW SMYRNA BEACH, FL, 32168
Active11 days on marketListed Sep 29, 2026MLS #NS1089168
About this home
20 ANDREA DRIVE
Welcome home to this charming 2 bedroom, 2 bathroom duplex in the desirable Fairgreen community of New Smyrna Beach. Offering 1,252 sq. ft. of living space with a 2-car garage, this property is perfect for those seeking a peaceful lifestyle in a quiet golf course setting. Inside, you'll find: Bedroom 1 with carpet and Bedroom 2 with wood flooring Tile flooring throughout common areas for easy care A spacious living/dining area filled with natural light A washer included (dryer hookup available) for convenience A lovely screened Florida room to relax and enjoy the outdoors without the bugs Located in the Fairgreen golf community, you'll enjoy the serene surroundings while being just minutes from shopping, dining, and New Smyrna's famous beaches.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,252
Sqft
0.08 ac
Lot size
2
Garage
1979
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$1 vs $362
Days on market
11 vs 102 typical
Where $1/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fairway
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Fairway — neighborhood snapshot
Population
3,426
Median age
60
Median income
$57,702
Median home value
$245,120
Avg household
2
Households w/ children
134
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $475K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
241 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 20 ANDREA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$253,000
11 ANDREA DRIVE · same community
2 bd · 2 ba · 1,248 sqft · $203/sqft · 497 DOM
Sold · Mar ’26$200,000
541 MILL RUN DRIVE
3 bd · 2 ba · 1,248 sqft · $160/sqft · 81 DOM
Sold · Jul ’26$304,000
1107 PLOVER PLACE
2 bd · 2 ba · 1,231 sqft · $247/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 20 ANDREA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20 ANDREA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20 ANDREA DRIVE FAQs
What would the monthly payment be for 20 ANDREA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 20 ANDREA DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $1,750, this home is listed about 100% below the New Smyrna Beach median of $535,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20 ANDREA DRIVE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · Jenny Lux. MLS #NS1089168.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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