CENTURY 21 Edge
$299,9003 bd2 ba1,495 sqft$201 /sqft$3,338 /mo all-in ↓

3606 S PENINSULA DRIVE UNIT 205, PORT ORANGE, FL, 32127

Active16 days on marketListed Sep 4, 2026MLS #NS1089175

Priced 25% below the PORT ORANGE 32127 medianWaterfrontCondominiumADMIRALTY CLUB

About this home

3606 S PENINSULA DRIVE UNIT 205

Not just a vacation home; it's THE ULTIMATE FLORIDA WATERFRONT LIFESTYLE. Located within the secure Admiralty Club condominium in Port Orange, Unit 205, presents a rare opportunity to experience DIRECT RIVERFRONT LIVING and less than 3 blocks to the sandy beaches of the Atlantic Ocean. Bright and spacious, this 2nd-floor, 3 BEDROOM/2 Bath unit was lovingly renovated with luxury wide vinyl plank flooring, sparkling cabinetry, granite countertops, appliances, lighting, windows, a slider, and two beautifully updated bathrooms. Enjoy open-concept dining and living space, or retreat to your large primary bedroom with stunning river views and an en suite bathroom. Split bedrooms and a guest bath offer privacy, while an ADA lift assist can be removed or purchased separately as needed in the guest bedroom. MOVE RIGHT IN and start enjoying carefree, beachside living! Watch gorgeous sunsets from your private balcony overlooking the Intracoastal Waterway, or walk, bike, or drive a few blocks to the beach to enjoy the surf or watch the rocket launches. Relax and let the dolphins, yachts, marine birds, and sunsets entertain you. The Admiralty Club is on a quiet end street, yet close to restaurants and shopping. Amenities include 1 deeded, covered parking space, storage cage, large riverfront heated pool, gazebo, BBQs, sauna, kayak/SUP floating dock, and riverfront party/community room for gatherings, happy hour get-togethers, and so much more. Also included is a daily onsite manager, coin-operated laundry on each floor, and bicycle storage. All state inspections have been passed, reserves are at 100 Percent, and have exceeded state requirements, which will add to your peace of mind—so don't wait on this one. Whether you envision a seasonal Florida retreat, a refined second home or a property with investment rental potential, this home offers the location and lifestyle visitors come to Florida hoping to discover.  This is more than a home near the water. This is coastal living as it was meant to be experienced.   Motivated sellers so HURRY and call now to schedule your showing before the "sun sets" on your opportunity to own your very own slice of paradise.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,495

Sqft

2.14 ac

Lot size

1974

Year built

One

Levels

$201

Per sqft

WaterfrontWater view

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorAccessibility Features · Elevator · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Window Treatments
LaundryCommon Area · Same Floor As Condo Unit
CoolingCentral Air
HeatingElectric

Outside & construction

RoofBuilt-Up
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingAssigned · Covered · Guest
ExteriorBalcony · Outdoor Grill

Community & fees

HOA fee$934/mo
Taxes (2025)$4,154/yr
PetsNo
CommunityDock · Fishing · Intracoastal Waterway · Waterfront · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Pool · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,338 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$346
Condo fee — from the listing$934
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$3,338/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$346
HOA / condo fee$934
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$288KedgeAI estimate $354,088 · range $300K$397K$413K

vs edgeAI estimate

−15.3%

$/sqft vs Port Orange actives

$201 vs $216

Days on market

16 vs 45 typical

Where $201/sqft sits among the 206 Port Orange actives

52
76 · this home
40
15
7
16
$141–188$188–235$235–282$282–330$330–377$377+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Orange

Drive times from this address

Downtown Orlando65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Port Orange. See the full Port Orange guide →

PORT ORANGE 32127 — neighborhood snapshot

Population

28,430

Median age

53.6

Median income

$65,260

Median home value

$301,800

Avg household

2.18

Households w/ children

2,656

For the school run

Volusia County School District

HighSpruce Creek High School★★★★
ElementaryPort Orange Elementary School★★★★
MiddleSilver Sands Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Orange market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$355K$346K

Port Orange median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

126 of 206

Port Orange actives have cut their price

Median sold price, Port Orange, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% below the PORT ORANGE 32127 median. See the full Port Orange market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $299,900 · 16 days on market since
1974Built · ADMIRALTY CLUB

Reality check

What actually sold near 3606 S PENINSULA DRIVE UNIT 205

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3606 S PENINSULA UNIT 301Sold · Sep ’25

$350,000

3606 S PENINSULA UNIT 301 · same community

3 bd · 2 ba · 1,495 sqft · $234/sqft · 41 DOM

3606 S PENINSULA DRIVE UNIT 505Sold · Dec ’25

$301,739

3606 S PENINSULA DRIVE UNIT 505 · same community

3 bd · 2 ba · 1,495 sqft · $202/sqft · 98 DOM

3606 S PENINSULA DRIVE UNIT 707Sold · Aug ’26

$185,000

3606 S PENINSULA DRIVE UNIT 707 · same community

2 bd · 2 ba · 1,229 sqft · $151/sqft · 437 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3606 S PENINSULA DRIVE UNIT 205 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3606 S PENINSULA DRIVE UNIT 205 — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3606 S PENINSULA DRIVE UNIT 205 FAQs

What would the monthly payment be for 3606 S PENINSULA DRIVE UNIT 205?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,338/mo — principal and interest, the actual property-tax bill, the $934/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3606 S PENINSULA DRIVE UNIT 205?+

The association fee works out to $934 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3606 S PENINSULA DRIVE UNIT 205?+

The most recent tax bill on record (2025) was $4,154. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3606 S PENINSULA DRIVE UNIT 205?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Orange?+

At $299,900, this home is listed about 19% below the Port Orange median of $370,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3606 S PENINSULA DRIVE UNIT 205?+

Spruce Creek High School (high), Port Orange Elementary School (elementary), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PORT ORANGE 32127 market on paper

$299,900 is 25% below the PORT ORANGE 32127 median of $402,495, and at $201/sqft it sits under the Port Orange average of $245.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $934/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Spruce Creek High School, Port Orange Elementary School, Silver Sands Middle School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ENGEL & VOLKERS NEW SMYRNA · Lori Sharlow. MLS #NS1089175.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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