
43 CEDAR DUNES DRIVE, NEW SMYRNA BEACH, FL, 32169
Active35 days on marketListed Sep 5, 2026MLS #NS1089183
About this home
43 CEDAR DUNES DRIVE
Beachside, roomy, and refreshingly different. 43 Cedar Dunes brings the space where you want it, the updates where you need them, and a seriously great outdoor setup. Inside, this 3-bedroom, 2.5-bath townhome has an easygoing layout with plenty of room to spread out. Enter into the main living area and notice the wood-look flooring throughout and abundant natural light. The living room is generous in size and inviting with a cozy fireplace and built-in storage under the staircase. A first-floor bedroom, currently used as an office, features a closet, its own fireplace and sliders leading to the patio. The updated kitchen offers loads of cabinetry, breakfast bar seating and plenty of counter space, while the formal dining area flows easily between the kitchen and living room. A half bath and interior laundry round out the first floor. The real surprise is outside. Step through the sliders to a screened patio that opens to an oversized, fully fenced private courtyard complete with an outdoor shower. It’s a fantastic extension of the living space with room to grill, garden, entertain, stash the beach gear or simply enjoy the outdoors. Upstairs, you’ll find generously sized bedrooms, tile flooring throughout and even more outdoor living with balcony access. The huge primary bedroom includes a 6x8 walk-in closet and en-suite bath with shower and linen closet. The guest bedroom has room for a king-size bed, ample closet space and a convenient built-in shelf and study area. Guest bath features a tub/shower, vanity and linen closet. A versatile bonus room gives you options for a hobby or craft room, workout spot, gaming/media area or reading nook. While this home has plenty of personality, some of the big-ticket items have already gotten attention too: 2022 roof (finalized in 2023), 2021 HVAC and 2021 electrical panel. Tucked among mature palms in Cedar Dunes and just minutes from the beach, you can also take a walk to the River Lagoon Park, a 90+ acre natural park with scenic trails, two docks, a kayak/paddleboard launch, fishing, picnic areas and restrooms. Dining, shopping and all the fun of New Smyrna Beach are nearby too. This home offers something you don’t find in every beachside property: space, privacy and personality with big-ticket updates already checked off the list. Come see why this property is more than a place to live, it’s a fun place to call home.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,736
Sqft
0.03 ac
Lot size
1980
Year built
Two
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,967 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,967/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31.5%
$/sqft vs New Smyrna Beach actives
$207 vs $365
Days on market
35 vs 102 typical
Where $207/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coronado Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Coronado Beach — neighborhood snapshot
Population
3,992
Median age
63
Median income
$118,703
Median home value
$433,870
Avg household
2
Households w/ children
173
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $475K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
237 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 43 CEDAR DUNES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$555,000
4610 DORIS DRIVE
3 bd · 2 ba · 1,698 sqft · $327/sqft · 25 DOM
Sold · Jun ’26$550,000
4615 SAXON DRIVE
2 bd · 2 ba · 1,692 sqft · $325/sqft · 157 DOM
Sold · Jan ’26$575,000
4509 SAXON DRIVE
3 bd · 2 ba · 1,668 sqft · $345/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 43 CEDAR DUNES DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 43 CEDAR DUNES DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
43 CEDAR DUNES DRIVE FAQs
What would the monthly payment be for 43 CEDAR DUNES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,967/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 43 CEDAR DUNES DRIVE?+
The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 43 CEDAR DUNES DRIVE?+
The most recent tax bill on record (2025) was $4,493. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 43 CEDAR DUNES DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $359,000, this home is listed about 33% below the New Smyrna Beach median of $535,000. The market section on this page shows how the area is trending.
Which schools are assigned to 43 CEDAR DUNES DRIVE?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OCEAN PROPERTIES & MANAGEMENT · Mimi McKee. MLS #NS1089183.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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