819 B STREET, NEW SMYRNA BEACH, FL, 32168
Active9 days on marketListed Sep 11, 2026MLS #NS1089221
About this home
819 B STREET
Freshly renovated with thoughtful updates throughout, this unique property offers a flexible three suite layout plus a private studio apartment with its own kitchen. Recent improvements include a new roof, new AC and ductwork, updated electrical panel and wiring, and new plumbing. The home features beautifully renovated kitchens and bathrooms with quality finishes throughout, including stainless steel appliances, custom cabinetry, granite countertops, and updated tile. The spacious split floor plan provides privacy for each suite, while the private studio offers excellent flexibility for guests, multigenerational living, or rental potential. A long paved driveway provides ample parking, making this a truly versatile property with plenty to offer.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,686
Sqft
0.6 ac
Lot size
1
Garage
1957
Year built
One
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,325 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,325/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$282 vs $371
Days on market
9 vs 72 typical
Where $282/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32168 — neighborhood snapshot
Population
30,688
Median age
54.9
Median income
$72,967
Median home value
$310,200
Avg household
2.15
Households w/ children
2,507
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $425K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
244 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 819 B STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$266,000
1390 POWERS AVENUE · same community
3 bd · 2 ba · 1,450 sqft · $183/sqft · 121 DOM
Sold · Jan ’26$265,000
1324 POWERS AVENUE · same community
5 bd · 2 ba · 2,060 sqft · $129/sqft · 114 DOM
Sold · Oct ’25$172,000
561 15TH STREET · same community
2 bd · 2 ba · 1,182 sqft · $146/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 819 B STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 819 B STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
819 B STREET FAQs
What would the monthly payment be for 819 B STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,325/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 819 B STREET?+
The most recent tax bill on record (2025) was $1,914. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $474,900, this home is listed about 10% below the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 819 B STREET?+
New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle), Read-Pattillo Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL. RLTY · Matthew Ecoff. MLS #NS1089221.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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