CENTURY 21 Edge
$425,0004 bd3.5 ba2,402 sqft$177 /sqft≈$3,555 /mo all-in ↓

3407 GALLIA STREET, NEW SMYRNA BEACH, FL, 32168

Active1 days on marketListed Oct 12, 2026MLS #NS1089427

TownhouseVENETIAN BAY F PH 1B-UN 2

About this home

3407 GALLIA STREET

Welcome to this truly move-in-ready, like-new 4-bedroom, 4-bathroom end-unit townhome in the desirable Venetian Bay community of New Smyrna Beach. Built by highly regarded Platinum Builders and ideally positioned at the very end of the row, this rare end unit offers added privacy, extra windows, abundant natural light, and views that set it apart from the typical townhome. Exterior freshly painted in 2026! The thoughtfully designed floor plan offers two primary suites, one conveniently located on the main level and another upstairs. The main-level primary suite features both a walk-in and built-in closet, while the upstairs primary includes two generously sized closets. Two additional upstairs bedrooms and a versatile loft-style entertainment area provide plenty of room for guests, family, a home office, or additional living space. A second entertainment area downstairs flows seamlessly into the kitchen, creating multiple comfortable living zones. The well-appointed kitchen features white shaker cabinetry, granite countertops, stainless steel appliances, and ample prep and storage space. Tile flooring extends throughout the entire downstairs level and all bathrooms, while 2-inch faux-wood blinds adorn every interior window, adding style and functionality. Outdoor living is equally inviting, with a covered porch and balcony offering beautiful community views at the front and the back screened patio overlooks a peaceful natural area while providing a beautiful sunset view for ending the day. Additional features include a 2-car garage, a dedicated laundry room with built-in storage, and ceiling fans throughout. The home is also conveniently located directly across from the community pool and mailboxes. Location is another standout feature. The townhome is less than ½ mile from Venetian Bay Town Center, offering convenient access to Bistro 424, The Brew coffee shop, spa services, a gym, convenience store, and more. With the Town Center so close, dining, coffee, services, and everyday conveniences are just a short walk or golf-cart ride away. Residents also enjoy access to the community pool and optional access to the popular Tiki Cove pool, bar, and events. Venetian Bay offers an exceptional recreational lifestyle with an 18-hole golf course and country club, approximately 17 miles of multipurpose trails, parks, playgrounds, basketball, tennis, and pickleball courts. And when it's time for a day at the beach, beautiful New Smyrna Beach is just minutes away. Whether you're looking for a primary residence, second home, or investment opportunity, this exceptional townhome combines space, privacy, modern finishes, low-maintenance living, beautiful outdoor spaces, and the lifestyle amenities of Venetian Bay in one outstanding package.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,402

Sqft

0.08 ac

Lot size

2

Garage

2020

Year built

Two

Levels

$177

Per sqft

Pool & Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
ViewPool · Trees/Woods
FacesEast
ParkingDriveway · Garage Faces Rear · Ground Level
ExteriorBalcony · Sidewalk

Community & fees

HOA fee$211/mo
Taxes (2025)$5,928/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,555 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$494
HOA fee — from the listing$211
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,555/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$494
HOA / condo fee$211
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$405KedgeAI estimate $468,841 · range $422K–$486K$506K

vs edgeAI estimate

−9.4%

$/sqft vs New Smyrna Beach actives

$177 vs $373

Days on market

1 vs 100 typical

Where $177/sqft sits among the 400 New Smyrna Beach actives

158 · this home
77
77
40
18
30
$177–303$303–429$429–555$555–681$681–806$806+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Village

Drive times from this address

Downtown Orlando≈ 57 min
Universal Orlando≈ 70 min
Orlando Int’l Airport (MCO)≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

North Village — neighborhood snapshot

Population

4,380

Median age

57

Median income

$97,768

Median home value

$445,000

Avg household

2

Households w/ children

314

For the school run

Volusia County School District

ElementaryChisholm Elementary School★★★★★
HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced — 5.2 months of inventoryBuyer’s market

$448K → $475K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

233 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

Oct 12, 2026Listed at $425,000 · 1 days on market since
2020Built · VENETIAN BAY F PH 1B-UN 2

Reality check

What actually sold near 3407 GALLIA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3417 GALLIA STREETSold · Mar ’26

$417,500

3417 GALLIA STREET · same community

4 bd · 3.5 ba · 2,402 sqft · $174/sqft · 73 DOM

3421 GALLIA STREETSold · Aug ’26

$365,000

3421 GALLIA STREET · same community

3 bd · 2.5 ba · 2,090 sqft · $175/sqft · 49 DOM

3021 KING PALM DRIVESold · Nov ’25

$629,000

3021 KING PALM DRIVE

3 bd · 2.5 ba · 2,421 sqft · $260/sqft · 52 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3407 GALLIA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3407 GALLIA STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3407 GALLIA STREET FAQs

What would the monthly payment be for 3407 GALLIA STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,555/mo — principal and interest, the actual property-tax bill, the $211/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3407 GALLIA STREET?+

The association fee works out to $211 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3407 GALLIA STREET?+

The most recent tax bill on record (2025) was $5,928. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3407 GALLIA STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $425,000, this home is listed about 21% below the New Smyrna Beach median of $536,990. The market section on this page shows how the area is trending.

Which schools are assigned to 3407 GALLIA STREET?+

Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$425,000 runs 12% above the NEW SMYRNA BEACH 32168 median — but at 2,402 sqft it's also 47% larger than the typical New Smyrna Beach listing.

02Pool & Trees/Woods views

The pool and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a New Smyrna Beach market that averages 100 — if it fits, move quickly.

04Strong assigned schools

Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXIT REAL ESTATE PROPERTY SOL · Lindsey Stansbury. MLS #NS1089427.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3407 GALLIA STREET, NEW SMYRNA BEACH, FL — 4 Bed, 3.5 Bath — $425,000 | CENTURY 21 Edge