705 N PENINSULA AVENUE, NEW SMYRNA BEACH, FL, 32169
Active24 days on marketListed Oct 14, 2026MLS #NS1089474
About this home
705 N PENINSULA AVENUE
Rare opportunity in New Smyrna Beach’s sought-after, golf-cart-friendly North Beach neighborhood! Situated on a desirable corner lot at N Peninsula Avenue and Crawford Road, this unique property encompasses two buildable lots (Lots 11 and 12), each measuring 50' x 115', for a combined 100' x 115' parcel (just over a quarter acre) with exceptional potential for future redevelopment. The existing 2BR/1BA block home features a Florida room, wood-burning fireplace, and one-car garage, offering the opportunity to enjoy beachside living while planning your future vision or generate rental income in the meantime. The fenced backyard is a tropical oasis filled with mature oak trees, bamboo, sea grapes, and lush natural landscaping. The location is hard to beat, with the Intracoastal Waterway access just one block west for fishing, kayaking, and paddleboarding, and beach access just two blocks east, accommodating everything from leisurely bike rides and golf carts to vehicles on the designated drive-on beach. Take a short walk or golf cart ride to famous Flagler Avenue for boutique shopping, an array of restaurants, and nightly entertainment featuring live music and special events. Whether you envision renovating the existing home, exploring the potential to subdivide and build on the individual lots, or creating a new beachside residence, on an oversized lot this property offers flexibility and possibilities rarely found in this prime location. Multi-story construction may also offer the potential for sunset views over the Intracoastal Waterway. Convenient to marinas, grocery stores, golf courses, farmers markets, and everything that makes the New Smyrna Beach lifestyle so desirable. With two lots, a corner location, and exceptional proximity to both the river and the beach, this is an incredible opportunity to secure your place in one of NSB’s most desirable beachside neighborhoods! ALL INFORMATION IS ASSUMED ACCURATE BUT NOT GUARANTEED. ALL MEASUREMENTS ARE ESTIMATED. BUYERS AND THEIR AGENTS TO VERIFY ALL INFORMATION DEEMED IMPORTANT TO THEM. MODIFICTIONS TO EXISTING PROPERTY SUBJECT TO LOCAL BUILDING & ZONING REGULATIONS.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,046
Sqft
0.26 ac
Lot size
1
Garage
1956
Year built
One
Levels
$1,243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,729 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,729/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+324.3%
$/sqft vs New Smyrna Beach actives
$1,243 vs $362
Days on market
24 vs 80 typical
Where $1,243/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Central Beach — neighborhood snapshot
Population
1,913
Median age
63
Median income
$94,941
Median home value
$577,555
Avg household
2
Households w/ children
96%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$438K → $478K
New Smyrna Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
220 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 117% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 705 N PENINSULA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$530,000
208 CRAWFORD ROAD · same community
2 bd · 1 ba · 1,265 sqft · $419/sqft · 72 DOM
Sold · May ’26$862,500
315 CRAWFORD ROAD · same community
3 bd · 2 ba · 1,392 sqft · $620/sqft · 18 DOM
Sold · Apr ’26$880,000
218 KIRKLAND ROAD · same community
2 bd · 2.5 ba · 1,616 sqft · $545/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 705 N PENINSULA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 705 N PENINSULA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
705 N PENINSULA AVENUE FAQs
What would the monthly payment be for 705 N PENINSULA AVENUE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $9,729/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 705 N PENINSULA AVENUE?+
The most recent tax bill on record (2025) was $10,812. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $1,300,000, this home is listed about 137% above the New Smyrna Beach median of $549,000. The market section on this page shows how the area is trending.
Which schools are assigned to 705 N PENINSULA AVENUE?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLLADO REAL ESTATE · Scott Yurchison. MLS #NS1089474.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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