2545 S ATLANTIC AVENUE UNIT 403, DAYTONA BEACH SHORES, FL, 32118
Active23 days on marketListed Oct 15, 2026MLS #NS1089479
About this home
2545 S ATLANTIC AVENUE UNIT 403
Breathtaking PANORAMIC OCEAN VIEWS meet luxury in this fabulous 3-bedroom, 3-bath condo. Located on the “Golden Strand” of Daytona Beach Shores, just 2.9 miles north of Dunlawton Bridge, this residence combines BEACH AND RIVER VIEWS with sweeping landscapes of the Atlantic Ocean and the seemingly endless coastline. Enjoy panoramic views of 36 miles of glistening sandy beaches. Offered for sale for the first time in 34 YEARS BY THE SAME OWNER! Entering the front door, your gaze travels through the light-filled condo to the sparkling blues where the ocean meets the sky. Enjoy cooking, dining, or lounging with a backdrop of coastal activity from every window. The expansive primary suite features an en-suite private bath, walk-in shower, vanity area, and a newly installed walk-in closet, along with access to the oversized wraparound private balcony and its breathtaking views. Two additional bedrooms provide comfort and flexibility for family and guests, including one with an en-suite tub/shower combination and another with a Jack-and-Jill door. Newly installed hurricane-impact windows and sliding glass doors provide added protection and ease of maintenance and floor-to-ceiling views. Amenities include two secured underground parking spaces, indoor and outdoor swimming pools, a sauna, hot tub, gym, game rooms, library, penthouse clubroom, social room, community BBQ area, and so much more. This pet-friendly condominium welcomes two pets weighing up to 20 pounds each. With all assessments paid and robust reserves, the building's restoration reflects its commitment to preserving long-term value. Additional property highlights include: New AC system, refrigerator, washer, dryer, flooring, balconies, and windows 2025. Additional appliances: 2022-2023, At this attractive price, there is ample opportunity to update and personalize the unit to suit your taste. Your drive-on beach, expansive as a football field at low tide, is perfect for driving, biking, building sandcastles, flying kites, or watching rocket launches. Conveniently located near shopping, dining, Daytona International Speedway, the historic Ponce Inlet Lighthouse, St. Augustine, and Orlando, you'll be at the heart of Florida's most sought-after attractions.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,884
Sqft
3.11 ac
Lot size
2
Garage
1992
Year built
One
Levels
$364
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,389 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,389/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.9%
$/sqft vs Daytona Beach Shores actives
$364 vs $302
Days on market
23 vs 37 typical
Where $364/sqft sits among the 82 Daytona Beach Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Daytona Beach Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach Shores. See the full Daytona Beach Shores guide →
DAYTONA BEACH SHORES 32118 — neighborhood snapshot
Population
18,383
Median age
60.5
Median income
$61,266
Median home value
$368,800
Avg household
1.82
Households w/ children
871
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach Shores market
$345K → $670K
Daytona Beach Shores median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
32 of 82
Daytona Beach Shores actives have cut their price
Median sold price, Daytona Beach Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 132% above the DAYTONA BEACH SHORES 32118 median. See the full Daytona Beach Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 2545 S ATLANTIC AVENUE UNIT 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$475,000
2545 S ATLANTIC AVENUE UNIT 1103 · same community
3 bd · 3 ba · 1,884 sqft · $252/sqft · 134 DOM
Sold · Sep ’26$350,000
2545 S ATLANTIC AVENUE UNIT 102 · same community
2 bd · 2 ba · 1,380 sqft · $254/sqft · 379 DOM
Sold · Nov ’25$475,000
2545 S ATLANTIC AVENUE UNIT 1005 · same community
2 bd · 2 ba · 1,363 sqft · $348/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2545 S ATLANTIC AVENUE UNIT 403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2545 S ATLANTIC AVENUE UNIT 403 — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2545 S ATLANTIC AVENUE UNIT 403 FAQs
What would the monthly payment be for 2545 S ATLANTIC AVENUE UNIT 403?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,389/mo — principal and interest, the actual property-tax bill, the $900/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2545 S ATLANTIC AVENUE UNIT 403?+
The association fee works out to $900 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2545 S ATLANTIC AVENUE UNIT 403?+
The most recent tax bill on record (2025) was $9,142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2545 S ATLANTIC AVENUE UNIT 403?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Daytona Beach Shores?+
At $685,000, this home is listed about 55% above the Daytona Beach Shores median of $442,400. The market section on this page shows how the area is trending.
Which schools are assigned to 2545 S ATLANTIC AVENUE UNIT 403?+
Campbell Middle School (middle), Mainland High School (high), R. J. Longstreet Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$685,000 runs 132% above the DAYTONA BEACH SHORES 32118 median — but at 1,884 sqft it's also 34% larger than the typical Daytona Beach Shores listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $900/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS NEW SMYRNA · Lori Sharlow. MLS #NS1089479.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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