1870 SUMMER DRIVE, DAVENPORT, FL, 33897
Active862 days on marketListed Jun 28, 2024MLS #O6218294
About this home
1870 SUMMER DRIVE
Short Sale. Short Sale. PREMIUM TURNKEY INVESTMENT- 100% RENTAL READY IN WINDSOR ISLAND! Avoid the massive upfront setup costs and months of delivery delays. This can be a 1031 exchange to immediately cash flow income!! This spectacular 5 BEDROOM, 5 DEDICATED ENSUITE BATHROOM resort luxury home is being sold fully furnished and professionally decorated. Half Bathroom leads out to Lanai. Engineered perfectly investor short-term rentals, the open layout leads directly to a private pool oasis. Located in Central Florida's top-tier resort community featuring a world class lazy river, clubhouse, and amenities. This pristine property is a true plug -and- play business asset. Seller requires a clean, and fast closing. Sold As-Is. Contact Listing agent today for booking history and secure this turnkey asset before the peak rental season!
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
2,621
Sqft
0.11 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,687 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,687/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.5%
$/sqft vs WINDSOR ISLAND RESIDENCE
$210 vs $210
Days on market
862 vs 73 typical
Where $210/sqft sits among the 30 homes for sale in WINDSOR ISLAND RESIDENCE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Windsor Island, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Windsor Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Windsor Island is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
30,159
Median age
38
Median income
$70,982
Median home value
$307,100
Avg household
2.79
Households w/ children
3,551
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$343K → $346K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
16 of 30
WINDSOR ISLAND RESIDENCE have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 1870 SUMMER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$679,510
1176 ALOHA BOULEVARD · same community
5 bd · 5.5 ba · 2,621 sqft · $259/sqft · 0 DOM
Sold · Dec ’25$515,000
3751 LANA AVE · same community
5 bd · 5.5 ba · 2,621 sqft · $196/sqft · 43 DOM
Sold · Jun ’26$596,000
1627 KONA LANE · same community
5 bd · 4 ba · 2,504 sqft · $238/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1870 SUMMER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1870 SUMMER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1870 SUMMER DRIVE FAQs
What would the monthly payment be for 1870 SUMMER DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $5,687/mo — principal and interest, the actual property-tax bill, the $694/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1870 SUMMER DRIVE?+
The association fee works out to $694 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1870 SUMMER DRIVE?+
The most recent tax bill on record (2023) was $9,765. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1870 SUMMER DRIVE be rented short-term?+
Yes — this home sits inside Windsor Island, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1870 SUMMER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $550,000, this home is listed about 43% above the Davenport median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1870 SUMMER DRIVE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$550,000 runs 68% above the DAVENPORT 33897 median — but at 2,621 sqft it's also 33% larger than the typical Davenport listing.
02Zoned for nightly rentals
Windsor Island is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Know the monthly fee
The association fee is $694/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
05Time on market is leverage
862 days on market against a Davenport median of 73 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of CHAMPION HOMES · Tammy Moore. MLS #O6218294.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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