CENTURY 21 Edge
$3,000$4,0002 bd2 ba1,500 sqft$2 /sqft$182 /mo all-in ↓

445 HAMDEN DRIVE UNIT 302, CLEARWATER BEACH, FL, 33767

Active652 days on marketListed Oct 24, 2024MLS #O6251823

Priced 99% below the CLEARWATER BEACH 33767 medianReduced $1KWaterfrontPrivate poolFully furnishedCondominiumDOCKSIDE CONDO

About this home

445 HAMDEN DRIVE UNIT 302

Dockside Condominiums – Unit 302 | 2 Bed / 2 Bath | 1,000+ SF | 3rd Floor Beautifully appointed third-floor unit with dual water views — Gulf of Mexico to the west and Intracoastal Waterway to the north. Features an open living area with 20" ceramic tile, granite countertops, stainless steel appliances, and in-unit washer/dryer. Primary bedroom with king bed and Gulf views; second bedroom with two queens. Spacious walk-in closets throughout. Building amenities include a heated pool and residents' lounge with Wi-Fi. Located in South Clearwater Beach, two blocks to the beach and walking distance to dining, entertainment, and nightlife. Tenant is responsible for all utilities including water, gas, electric, cable, and internet. No smoking. Pets considered with applicable fee — inquire for details.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,500

Sqft

0.25 ac

Lot size

2

Garage

1988

Year built

One

Levels

$2

Per sqft

Private poolWaterfrontWater viewFurnished

Inside

AppliancesMicrowave · Other · Refrigerator
InteriorOther
LaundryOther
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

ViewWater

Community & fees

PetsCats OK, Dogs OK, Pet Deposit

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$182 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$18
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $105Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $105
Interest rate6.00%
Loan term

Estimated payment

$182/mo

Principal & interest$18
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs DOCKSIDE CONDO

$2 vs $151

Days on market

652 vs 71 typical

Where $2/sqft sits among the 10 homes for sale in DOCKSIDE CONDO

0 · this home
9
0
0
0
1
$2–106$106–210$210–314$314–417$417–521$521+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater Beach

Map of 445 HAMDEN DRIVE UNIT 302 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)35 min
Downtown Tampa38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater Beach. See the full Clearwater Beach guide →

Clearwater Beach — neighborhood snapshot

Population

2,289

Median age

58

Median income

$87,434

Median home value

$801,867

Avg household

2

Households w/ children

104

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketLeans buyer8.1 months of inventoryBuyer’s market

$535K$885K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

4 of 10

DOCKSIDE CONDO have cut their price

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,000 $1K
Oct 24, 2024Listed at $4,000 · 652 days on market since
1988Built · DOCKSIDE CONDO

Reality check

What actually sold near 445 HAMDEN DRIVE UNIT 302

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4321 COUNTRY CLUB BOULEVARD UNIT 207Sold · Mar ’26

$226,000

4321 COUNTRY CLUB BOULEVARD UNIT 207 · same community

2 bd · 2 ba · 1,289 sqft · $175/sqft · 0 DOM

2552 WOODGATE BOULEVARD UNIT 204Sold · Aug ’25

$110,000

2552 WOODGATE BOULEVARD UNIT 204 · same community

2 bd · 2 ba · 1,008 sqft · $109/sqft · 157 DOM

2536 WOODGATE BOULEVARD UNIT 201Sold · Jan ’26

$75,000

2536 WOODGATE BOULEVARD UNIT 201 · same community

2 bd · 2 ba · 930 sqft · $81/sqft · 146 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 445 HAMDEN DRIVE UNIT 302 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 445 HAMDEN DRIVE UNIT 302 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

445 HAMDEN DRIVE UNIT 302 FAQs

What would the monthly payment be for 445 HAMDEN DRIVE UNIT 302?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 445 HAMDEN DRIVE UNIT 302?+

The listing reports pets: Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater Beach?+

At $3,000, this home is listed about 100% below the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.

Which schools are assigned to 445 HAMDEN DRIVE UNIT 302?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the CLEARWATER BEACH 33767 market on paper

$3,000 is 99% below the CLEARWATER BEACH 33767 median of $552,500, and at $2/sqft it sits under the Clearwater Beach average of $672.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

652 days on market against a Clearwater Beach median of 71 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $4,000, now $3,000 — a $1K cut. The full history is in the market section below.

Listing courtesy of FLORIDA DREAMS REALTY GRP INC · Adriana Montes. MLS #O6251823.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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