E SPRUCE STREET, DAYTONA BEACH, FL, 32114
Active562 days on marketListed Jan 18, 2025MLS #O6272960
About this home
E SPRUCE STREET
NICE BUILDABLE LOT LOCATED IN VERY NICE AREA OF Daytona Beach, THIS IS TWO LOTS, LOT 10 & 11, LOCATED CLOSE TO SPEEDWAY, BEACH, COLLEGE, ZONE FOR APARTMENT DUPLEX AND SINGLE FAMILY, LOT CAN BE DIVIDE TO BUILD TWO HOMES. IT'S Cheaper TO BUILD YOUR OWN HOUSE THESE DAYS. CLOSE TO ORLANDO, SANFORD, PALM COAST, FLAGER.
Facts & features
The home at a glance
0.33 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$822 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$822/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Daytona Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach. See the full Daytona Beach guide →
DAYTONA BEACH 32114 — neighborhood snapshot
Population
36,984
Median age
32.2
Median income
$39,906
Median home value
$174,900
Avg household
2.1
Households w/ children
3,080
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach market
$262K → $305K
Daytona Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the DAYTONA BEACH 32114 median. See the full Daytona Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near E SPRUCE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$159,900
536 Ruth St, Other City - In The State Of Florida FL 32114
3 bd · 1 ba · 18 DOM
Sold · Jun ’26$165,000
828 MAGNOLIA AVENUE
2 bd · 1 ba · 724 sqft · $228/sqft · 59 DOM
Sold · Mar ’26$214,000
425 LOCKHART STREET
2 bd · 1.5 ba · 748 sqft · $286/sqft · 160 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about E SPRUCE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for E SPRUCE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
E SPRUCE STREET FAQs
What would the monthly payment be for E SPRUCE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $822/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on E SPRUCE STREET?+
The most recent tax bill on record (2024) was $350. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Daytona Beach?+
At $100,000, this home is listed about 66% below the Daytona Beach median of $295,165. The market section on this page shows how the area is trending.
Which schools are assigned to E SPRUCE STREET?+
Turie T. Small Elementary School (elementary), Campbell Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DAYTONA BEACH 32114 market on paper
$100,000 is 55% below the DAYTONA BEACH 32114 median of $219,900.
02City & Trees/Woods views
The city and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
562 days on market against a Daytona Beach median of 51 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of SYCHAR REALTY · Tony Littles. MLS #O6272960.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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