14265 IMLAY AVENUE, PORT CHARLOTTE, FL, 33981
Active380 days on marketListed Jul 31, 2025MLS #O6326396
About this home
14265 IMLAY AVENUE
Under Construction. Modern Luxury to Be Envied in South Gulf Cove Welcome to 14265 Imlay Avenue, a modern five-bedroom, three-bath single-level home offering exceptional design and quality in one of Port Charlotte’s most desirable communities with no CDD. This light and bright residence is a showcase of contemporary elegance and craftsmanship that will make your guests envious from the moment they arrive. Images have been virtually staged to deliver inspiration! Step inside to experience the open-concept layout designed for comfortable living and effortless entertaining. The bathrooms feature premium imported tile, frameless glass showers, and designer faucets for a true spa-like retreat. The chef’s kitchen impresses with thick quartz countertops, luxury pendant lighting, imported fixtures, and ample cabinetry. Flooring throughout is real imported tile from Spain and Italy, not vinyl, ensuring lasting style and durability. This modern home also includes a paved driveway, spacious lanai, and elegant architectural details that set it apart. Enjoy the exceptional community amenities including a clubhouse, picnic areas with tiki huts and barbecue pits, cornhole, a boat ramp, park with gazebo and walkways, fishing lagoon, fitness trail, and nature trail all with an optional association fee of only $10 per month. Experience modern Florida living at its best luxurious, inviting, and designed to be envied. Schedule your private showing today.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
1,958
Sqft
0.23 ac
Lot size
2
Garage
2025
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,933 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,933/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 093
$220 vs $329
Days on market
380 vs 59 typical
Where $220/sqft sits among the 34 homes for sale in PORT CHARLOTTE SEC 093
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
15 of 34
PORT CHARLOTTE SEC 093 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1003% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 14265 IMLAY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$346,000
15715 VISCOUNT CIRCLE · same community
3 bd · 2 ba · 1,961 sqft · $176/sqft · 18 DOM
Sold · Jun ’26$345,000
8223 SCOBEY ROAD · same community
3 bd · 2 ba · 2,032 sqft · $170/sqft · 30 DOM
Sold · Feb ’26$820,000
15498 SEAFOAM CIRCLE · same community
3 bd · 2 ba · 2,063 sqft · $397/sqft · 153 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14265 IMLAY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14265 IMLAY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14265 IMLAY AVENUE FAQs
What would the monthly payment be for 14265 IMLAY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,933/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14265 IMLAY AVENUE?+
The most recent tax bill on record (2024) was $621. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $430,000, this home is listed about 30% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 14265 IMLAY AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$430,000 runs 1003% above the PORT CHARLOTTE 33981 median — but at 1,958 sqft it's also 20% larger than the typical Port Charlotte listing.
02Time on market is leverage
380 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $535,000, now $430,000 — a $105K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEACHFRONT PROPERTIES REAL ESTATE · Ruth Valles. MLS #O6326396.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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