1263 BALTIC DRIVE, POINCIANA, FL, 34759
Pending297 days on marketListed Oct 17, 2025MLS #O6352189
About this home
1263 BALTIC DRIVE
Here is an awesome opportunity to grab a future investment as utilities could be moving into this area in 2026 and prices at that time typically rise about 50%. We have multiple lots available on this street, and you can grab them now for a savings and watch your investment rise shortly.
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$415 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$415/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Marion Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
Lake Marion Village — neighborhood snapshot
Population
11,407
Median age
42
Median income
$49,898
Median home value
$208,705
Avg household
3
Households w/ children
1,676
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $285K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% below the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1263 BALTIC DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1263 BALTIC DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1263 BALTIC DRIVE FAQs
What would the monthly payment be for 1263 BALTIC DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $415/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1263 BALTIC DRIVE?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1263 BALTIC DRIVE?+
The most recent tax bill on record (2024) was $364. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1263 BALTIC DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $29,900, this home is listed about 90% below the Poinciana median of $289,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1263 BALTIC DRIVE?+
Laurel Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the POINCIANA 34759 market on paper
$29,900 is 86% below the POINCIANA 34759 median of $219,000.
02Time on market is leverage
297 days on market against a Poinciana median of 21 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $45,000, now $29,900 — a $15K cut. The full history is in the market section below.
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Kevin Tolbert, PA. MLS #O6352189.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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