3675 MALAWI TRL, ST CLOUD, FL, 34772
Active265 days on marketListed Oct 31, 2025MLS #O6357012
About this home
3675 MALAWI TRL
Buena Lago presents the Everett. This amazing one-story home has an elevated designed with elegant exteriors and high-end features. The main entry exterior door welcomes you into the foyer and you'll find a formal dining room on the right and 2 bedrooms with a bathroom on the left. As you continue, you are greeted by an open floor plan living area. The well-appointed kitchen overlooks the living room, a dining room, and an oversized outdoor lanai. This gourmet kitchen features Quartz countertops, stainless steel appliances, a spacious pantry, and crown molding cabinetry. Off the kitchen, you’ll find the laundry room with a drop room entering from the garage. Bedroom one is located off the living room space in the back of the home for privacy. The bedroom one-bathroom impresses with separate vanities, toilet room with privacy door, separate shower and tub space, and spacious walk-in closet. Located on the opposite side of the back of the home you’ll find an activity room great for work or play between the two additional bedrooms and shared a bathroom. Like all homes in Buena Lago, the Everett includes a Smart home technology package which allows you to control your home with your smart device while near or away. The Everett gives you all the benefits of living together under one roof with value, convenience and comforts of home! *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,929
Sqft
0.41 ac
Lot size
3
Garage
2025
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,738 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,738/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.9%
$/sqft vs BUENA LAGO
$237 vs $213
Days on market
265 vs 33 typical
Where $237/sqft sits among the 9 homes for sale in BUENA LAGO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
7 of 9
BUENA LAGO have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3675 MALAWI TRL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$469,990
3630 MALAWI TRAIL · same community
5 bd · 3 ba · 2,601 sqft · $181/sqft · 45 DOM
Sold · Jan ’26$464,990
3666 MALAWI TRAIL · same community
5 bd · 3 ba · 2,601 sqft · $179/sqft · 92 DOM
Sold · Apr ’26$464,990
3646 MALAWI TRAIL · same community
5 bd · 3 ba · 2,601 sqft · $179/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 3675 MALAWI TRL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3675 MALAWI TRL — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3675 MALAWI TRL FAQs
What would the monthly payment be for 3675 MALAWI TRL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,738/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3675 MALAWI TRL?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3675 MALAWI TRL?+
The most recent tax bill on record (2024) was $6,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3675 MALAWI TRL?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $694,997, this home is listed about 64% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3675 MALAWI TRL?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$694,997 runs 88% above the ST CLOUD 34772 median — but at 2,929 sqft it's also 48% larger than the typical St Cloud listing.
02Time on market is leverage
265 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $900,796, now $694,997 — a $206K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DR HORTON REALTY OF CENTRAL FLORIDA LLC · Stephen Cline. MLS #O6357012.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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