4055 EDSEL AVENUE, ST CLOUD, FL, 34772
Active258 days on marketListed Nov 17, 2025MLS #O6360829
About this home
4055 EDSEL AVENUE
Experience the perfect blend of privacy, sophistication, and versatility on this fully fenced and gated 2.385-acre estate, offering two beautifully appointed residences, exceptional outdoor amenities, and extensive workshop and garage space. The main home is 2800 sq ft. showcasing thoughtful craftsmanship with a metal roof and Hardie board siding. The first floor has LVP flooring, a welcoming living area, bedroom and full bath, a family room, and an elegant ensuite with dual sinks. Lighted stairs lead to the upper level, with hardwood floors and Travertine tile in the wet areas. The 2nd floor is where you’ll find a spacious laundry and mudroom, 2 additional bedrooms, primary suite with a walk-in closet and formal dining room. The upstairs kitchen features soft close cabinets, soapstone counters, a pull-out spice drawer, pantry, recessed lighting, and eating space, opening to a travertine-tile 9 x 17 balcony equipped with a hoist for effortless convenience. Spray-foam insulation and integrated security cameras enhance efficiency and peace of mind. Perfect for multigenerational living or extended-stay guests, the in-law suite is 991 heated sq ft. and offers refined comfort with ceramic plank tile flooring, a granite kitchen with farm sink, a generous laundry room with abundant storage, a large walk-in closet with additional storage, a great room concept and a private one-car garage that measures 13 by 23 with garage door opener. Car enthusiasts and hobbyists will appreciate the air-conditioned garage with insulated doors, ceiling fans, full bath, attic storage, water, and electric, and 3 roll up doors. A separate 30' x 50' workshop expands the possibilities with roll-up doors at both ends, ceiling fans, water access, and 220-amp electric. The grounds are equally exceptional, featuring a stocked pond, raised garden beds, a chicken coop, and a collection of mature fruit trees including mango, avocado, mulberry, and banana. Additional upgrades include a water softener system and submersible well. This remarkable property offers a rare opportunity to enjoy luxury living, multigenerational flexibility, and unmatched functionality—an estate designed to elevate everyday life.
Facts & features
The home at a glance
6
Bedrooms
6
Bathrooms
3,791
Sqft
2.38 ac
Lot size
4
Garage
2017
Year built
Two
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,335 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,335/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs S L & I C
$224 vs $322
Days on market
258 vs 33 typical
Where $224/sqft sits among the 41 homes for sale in S L & I C
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
21 of 41
S L & I C have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 128% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4055 EDSEL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$800,000
4121 ALBRITTON ROAD · same community
4 bd · 3 ba · 3,354 sqft · $239/sqft · 46 DOM
Sold · Jun ’26$857,500
3740 KISSIMMEE PARK ROAD · same community
4 bd · 3.5 ba · 3,344 sqft · $256/sqft · 142 DOM
Sold · Apr ’26$1,200,000
4355 LAKE GENTRY ROAD · same community
4 bd · 4.5 ba · 3,173 sqft · $378/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4055 EDSEL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4055 EDSEL AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4055 EDSEL AVENUE FAQs
What would the monthly payment be for 4055 EDSEL AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,335/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4055 EDSEL AVENUE?+
The most recent tax bill on record (2024) was $3,235. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4055 EDSEL AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $850,000, this home is listed about 100% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4055 EDSEL AVENUE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$850,000 runs 128% above the ST CLOUD 34772 median — but at 3,791 sqft it's also nearly twice the size of the typical St Cloud listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
258 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $975,000, now $850,000 — a $125K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY RESULTS LLC · Marie A Collins PA. MLS #O6360829.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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