CENTURY 21 Edge
Short-Term Rental Eligible
$596,000$620,0006 bd4.5 ba3,117 sqft$191 /sqft$5,087 /mo all-in ↓

4450 KAIPO ROAD, DAVENPORT, FL, 33897

Active249 days on marketListed Dec 6, 2025MLS #O6365374

Reduced $24KPrivate poolFully furnishedSingle Family ResidenceWINDSOR ISLAND RESIDENCE PH 3

About this home

4450 KAIPO ROAD

This is the one investors wait for — a proven, high-occupancy vacation home in Windsor Island Resort with professionally themed rooms, a sun-drenched south-facing pool, and a price that makes the decision easy. The 6-bedroom, 4.5-bath Hideaway floor plan at 4450 Kaipo Road has earned its reputation as a guest favorite, and now it's available at a price that opens the door wide for the next owner. Inside, 3,117 sq. ft. of bright, open living space does exactly what a great vacation home should — it pulls people together. A sleek contemporary kitchen with large island seating, a spacious gathering room, and a dedicated dining area flow seamlessly together on the main floor, while the first-floor owner's suite offers a private retreat away from the energy of the main living areas. The upstairs is built for unforgettable group stays. A Mickey Mouse room, a Frozen-inspired suite, and a Harry Potter-styled bedroom — all professionally themed — are the kind of spaces guests search for specifically, book for, and rave about afterward. The expansive loft adds a second living and entertainment hub complete with pool table and oversized sectional, giving every guest their own corner of the house to claim. Outside, the south-facing heated pool and spa deliver all-day Florida sunshine onto a lanai built for long, lazy afternoons and evenings that drift well past sunset. This is the kind of outdoor setup guests actively seek. And then there's Windsor Island Resort itself — the Hawaiian-inspired community that continues to set the bar for vacation living near Disney. Tropical waterpark-style pool, lazy river, splash zone, water slides, outdoor dining, fitness facilities, sports courts, firepit lounge, and a signature clubhouse that delivers island energy from the moment you arrive. Walt Disney World is just minutes away. Aloha! Proven occupancy. Iconic themed rooms. South-facing pool. Windsor Island Resort. And a price that reflects a genuine opportunity — not a compromise. Be sure to check out the lifestyle video included with this listing. All information, including room dimensions, is deemed reliable but not guaranteed. Buyers and buyers agents are encouraged to verify all details independently.

Facts & features

The home at a glance

6

Bedrooms

4.5

Bathrooms

3,117

Sqft

0.11 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$191

Per sqft

Private poolFurnished

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorEating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesNorth
ExteriorOther · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$702/mo
Taxes (2024)$9,421/yr
PetsBreed Restrictions
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,087 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,216
PMI (est., until 20% equity)$224
Property tax — 2024 actual bill$785
HOA fee — from the listing$702
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,600
Interest rate6.00%
Loan term

Estimated payment

$5,087/mo

Principal & interest$3,216
PMI (est., until 20% equity)$224
Property taxes (actual bill)$785
HOA / condo fee$702
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $596K
$572KedgeAI estimate $640,483 · range $618K$696K$724K

vs edgeAI estimate

−6.9%

$/sqft vs WINDSOR ISLAND RESIDENCE PH 3

$191 vs $216

Days on market

249 vs 56 typical

Where $191/sqft sits among the 19 homes for sale in WINDSOR ISLAND RESIDENCE PH 3

3 · this home
8
3
2
1
2
$191–204$204–217$217–229$229–242$242–255$255+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Windsor Island, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityWindsor Island
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,298/mo median

MarketDavenport
Annual gross at median$27,576
Gross yield on this price4.6%
Homes for rent right now547

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Windsor Island

Map of 4450 KAIPO ROAD inside its neighborhood boundary

Drive times from this address

Walt Disney World19 min
Universal Orlando32 min
Downtown Orlando38 min
Orlando Int’l Airport (MCO)43 min
Downtown Tampa64 min
Tampa Int’l Airport (TPA)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Windsor Island is a short-term-rental community. See the full guide →

DAVENPORT 33897 — neighborhood snapshot

Population

29,206

Median age

38.9

Median income

$73,457

Median home value

$279,100

Avg household

2.85

Households w/ children

3,278

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$350K$370K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

9 of 19

WINDSOR ISLAND RESIDENCE PH 3 have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 76% above the DAVENPORT 33897 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $596,000 $24K
Dec 6, 2025Listed at $620,000 · 249 days on market since
2023Built · WINDSOR ISLAND RESIDENCE PH 3

Reality check

What actually sold near 4450 KAIPO ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4057 LANA AVENUESold · Jul ’26

$630,000

4057 LANA AVENUE · same community

7 bd · 5.5 ba · 3,281 sqft · $192/sqft · 100 DOM

3919 LANA AVENUESold · Aug ’26

$670,000

3919 LANA AVENUE · same community

7 bd · 5.5 ba · 3,294 sqft · $203/sqft · 23 DOM

4190 LANA AVENUESold · Aug ’25

$449,000

4190 LANA AVENUE · same community

5 bd · 4.5 ba · 2,283 sqft · $197/sqft · 213 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4450 KAIPO ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4450 KAIPO ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4450 KAIPO ROAD FAQs

What would the monthly payment be for 4450 KAIPO ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,087/mo — principal and interest, the actual property-tax bill, the $702/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4450 KAIPO ROAD?+

The association fee works out to $702 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4450 KAIPO ROAD?+

The most recent tax bill on record (2024) was $9,421. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 4450 KAIPO ROAD be rented short-term?+

Yes — this home sits inside Windsor Island, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4450 KAIPO ROAD?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $596,000, this home is listed about 53% above the Davenport median of $389,970. The market section on this page shows how the area is trending.

Which schools are assigned to 4450 KAIPO ROAD?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$596,000 runs 76% above the DAVENPORT 33897 median — but at 3,117 sqft it's also 59% larger than the typical Davenport listing.

02Zoned for nightly rentals

Windsor Island is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Know the monthly fee

The association fee is $702/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

05Time on market is leverage

249 days on market against a Davenport median of 56 — sellers in this position are usually ready to negotiate.

Listing courtesy of FATHOM REALTY FL LLC · Susan Benante, Llc. MLS #O6365374.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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