3963 CARRICK BEND DRIVE, KISSIMMEE, FL, 34746
Active202 days on marketListed Jan 20, 2026MLS #O6368909
About this home
3963 CARRICK BEND DRIVE
Welcome to 3963 Carrick Bend Drive, a beautifully upgraded 4 BEDROOM, 3.5 BATH Barbados model located in the gated Bella Lago community, where timeless Mediterranean architecture meets modern luxury. Built in 2021 with a striking tile-roof elevation and a fully paved driveway, this home immediately delivers a sense of arrival, feeling like a private retreat the moment you step inside. A tall, elegant foyer opens to formal living and dining spaces highlighted by TRAY CEILINGS, abundant natural light, and extensive upgrades including PLANTATION SHUTTERS IN MULTIPLE AREAS and CUSTOM WINDOW TREATMENTS throughout—features not offered in the original model. Just off the entry, a dedicated FLEX OFFICE SPACE WITH FRENCH DOORS creates the perfect setting for working from home or a private study. Designed for both everyday comfort and entertaining, the heart of the home is the GOURMET KITCHEN, thoughtfully upgraded during construction so the next owner doesn’t have to, featuring designer pendant lighting, a convection oven, electric cooktop and range, upgraded QUARTZ COUNTERTOPS, a generous sized pantry, and a cozy breakfast nook that flows seamlessly into the main living areas. Upstairs, upgraded stair railings lead to an expansive BONUS SPACE enhanced by a statement chandelier, offering a warm and inviting second living area. The primary suite is a true sanctuary with TRAY CEILINGS, PLANTATION SHUTTERS, access to a private SCREENED-IN BALCONY, and a spa-inspired bath complete with dual sinks, soaking tub, walk-in shower, and a CUSTOM BUILT-IN WALK-IN CLOSET added after construction. All bedrooms are generously sized with ceramic tile flooring throughout—no carpet anywhere—while two secondary bedrooms share a well-appointed Jack-and-Jill bath and an additional bedroom enjoys its own dedicated bath. Additionally enjoy your laundry room on the second level which makes laundry extremely convenient. Downstairs, upgraded sliding glass doors open all the way to a SCREENED-IN PATIO with ceiling fans, creating effortless indoor-outdoor living while overlooking a FULLY FENCED backyard with added trees and privacy. Additional highlights include an integrated BLUETOOTH SPEAKER SYSTEM THROUGHOUT, thoughtful designer finishes, and a floor plan that truly shines as an entertainer’s dream. Bella Lago offers resort-style amenities including a clubhouse, pool, fitness facilities, and recreational spaces, all within a beautifully maintained gated community ideally located in Kissimmee near shopping, dining, major highways, Orlando International Airport, and world-renowned attractions including Walt Disney World. This home shows you what's possible when you start with a blank canvas and really create your very own piece of ART—An escape you get to come home to every day.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,436
Sqft
0.17 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,441 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,441/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.4%
$/sqft vs Kissimmee actives
$160 vs $209
Days on market
202 vs 53 typical
Where $160/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34746 — neighborhood snapshot
Population
57,181
Median age
37.6
Median income
$67,677
Median home value
$328,500
Avg household
3.13
Households w/ children
5,929
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
180 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3963 CARRICK BEND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$490,000
1740 SWEETGRASS COURT · same community
4 bd · 3.5 ba · 2,883 sqft · $170/sqft · 9 DOM
Sold · Jan ’26$577,000
1721 GOBLET COVE STREET
4 bd · 3.5 ba · 3,436 sqft · $168/sqft · 85 DOM
Sold · Mar ’26$620,000
3719 EAGLE ISLE CIRCLE
4 bd · 3 ba · 3,406 sqft · $182/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3963 CARRICK BEND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3963 CARRICK BEND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3963 CARRICK BEND DRIVE FAQs
What would the monthly payment be for 3963 CARRICK BEND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,441/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3963 CARRICK BEND DRIVE?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3963 CARRICK BEND DRIVE?+
The most recent tax bill on record (2024) was $7,694. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3963 CARRICK BEND DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $549,000, this home is listed about 45% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3963 CARRICK BEND DRIVE?+
Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,000 runs 58% above the KISSIMMEE 34746 median — but at 3,436 sqft it's also nearly twice the size of the typical Kissimmee listing.
02Time on market is leverage
202 days on market against a Kissimmee median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $620,000, now $549,000 — a $71K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Corinne Defilippis. MLS #O6368909.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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