3950 CARRICK BEND DRIVE, KISSIMMEE, FL, 34746
Active240 days on marketListed Dec 13, 2025MLS #TB8455695
About this home
3950 CARRICK BEND DRIVE
Home needs TLC. BEAUTIFUL COMMUNITY - WATERFRONT WITH CHAIN OF LAKES PROXIMITY | LUXURY FLORIDA LIVING Experience the best of waterfront living in this stunning 5-bedroom, 4-bath custom home built in 2020, located in the guard-gated resort community of Bellalago. With 3,436 sq. ft. of modern living space, this residence perfectly blends comfort, elegance, and security, offering peace of mind with 24-hour staffed gate protection. PRIVATE SOLAR LIGHTED DOCK - Enjoy your own private 35’ solar-lit dock (valued at $30,000) with direct access to Bellalago’s scenic canal system—connecting you to the legendary Lake Tohopekaliga (Lake Toho), part of Central Florida's famous Kissimmee Chain of Lakes. Perfect for boating, fishing, skiing, or sunset cruises, this unparalleled water access defines Florida’s true waterfront lifestyle. COMMUNITY & AMENITIES Bellalago offers resort-style living every day. Residents enjoy: Multiple pools and fitness centers Sports courts, playgrounds, and scenic walking/biking trails Lakeside clubhouse with on-site restaurant and regular community events Boardwalk and fishing pier for enjoying morning sunrises or evening gatherings LOCATION Conveniently situated just outside the secure gates, you’ll find shopping, dining, and essential services along Pleasant Hill Road. Major Orlando attractions and theme parks are only a short drive away, offering both tranquility and accessibility in one perfect address. Live the Florida dream — spacious, secure, and surrounded by the beauty of the water at your doorstep.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,436
Sqft
0.3 ac
Lot size
2
Garage
2020
Year built
Two
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,412 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,412/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11%
$/sqft vs Kissimmee actives
$151 vs $209
Days on market
240 vs 53 typical
Where $151/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34746 — neighborhood snapshot
Population
57,181
Median age
37.6
Median income
$67,677
Median home value
$328,500
Avg household
3.13
Households w/ children
5,929
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
181 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3950 CARRICK BEND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$490,000
1740 SWEETGRASS COURT · same community
4 bd · 3.5 ba · 2,883 sqft · $170/sqft · 9 DOM
Sold · Jan ’26$577,000
1721 GOBLET COVE STREET
4 bd · 3.5 ba · 3,436 sqft · $168/sqft · 85 DOM
Sold · Mar ’26$620,000
3719 EAGLE ISLE CIRCLE
4 bd · 3 ba · 3,406 sqft · $182/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3950 CARRICK BEND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3950 CARRICK BEND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3950 CARRICK BEND DRIVE FAQs
What would the monthly payment be for 3950 CARRICK BEND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,412/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3950 CARRICK BEND DRIVE?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3950 CARRICK BEND DRIVE?+
The most recent tax bill on record (2024) was $7,639. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3950 CARRICK BEND DRIVE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $519,900, this home is listed about 37% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3950 CARRICK BEND DRIVE?+
Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$519,900 runs 50% above the KISSIMMEE 34746 median — but at 3,436 sqft it's also nearly twice the size of the typical Kissimmee listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
240 days on market against a Kissimmee median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $619,900, now $519,900 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ANCHOR FLORIDA REALTY LLC · Rod Banks. MLS #TB8455695.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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