CENTURY 21 Edge
Short-Term Rental Eligible
$320,000$332,0003 bd2.5 ba1,674 sqft$191 /sqft$3,135 /mo all-in ↓

4652 TRIBUTE TRAIL, KISSIMMEE, FL, 34746

Active219 days on marketListed Jan 3, 2026MLS #O6370698

Priced 7% below the KISSIMMEE 34746 medianReduced $12KTownhouseSTOREY LAKE TR K

About this home

4652 TRIBUTE TRAIL

This stunning two-story townhome offers the perfect blend of comfort, convenience, and lifestyle. Featuring three spacious bedrooms, two and a half bathrooms, and an open great room designed for entertaining, this home truly has it all. Step through the covered entry into a welcoming dining area that flows beautifully into the rest of the living space. The first floor also includes a cozy lanai for relaxing outdoors and a convenient one-car garage. Upstairs, you’ll find a large master suite with its own private bathroom and a generous walk-in closet. Two additional bedrooms and a dedicated laundry room provide everything you need for easy living. The HOA takes care of cable, internet, and phone, adding incredible value! And the amenities? They make every day feel like a vacation:Resort-style pool, Fitness center, Dog park, Playground with slides, Hedge maze — fun for all ages!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,674

Sqft

0.05 ac

Lot size

1

Garage

2018

Year built

Two

Levels

$191

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Open Floorplan · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesNorth
ExteriorPlayground · Sidewalk

Community & fees

HOA fee$454/mo
Taxes (2025)$5,944/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,135 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property tax — 2025 actual bill$495
HOA fee — from the listing$454
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,200
Interest rate6.00%
Loan term

Estimated payment

$3,135/mo

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property taxes (actual bill)$495
HOA / condo fee$454
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $320K
$298KedgeAI estimate $313,064 · range $310K$321K$334K

vs edgeAI estimate

+2.2%

$/sqft vs STOREY LAKE TR K

$191 vs $187

Days on market

219 vs 53 typical

Where $191/sqft sits among the 11 homes for sale in STOREY LAKE TR K

1
3
1
3 · this home
2
1
$162–170$170–177$177–185$185–193$193–201$201+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Storey Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityStorey Lake
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price7.9%
Homes for rent right now984

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

The Kissimmee short-term market

▼ Softening

50%

Occupancy

▼ 32% yr/yr

$296

Avg nightly rate

▲ 15% yr/yr

$35K/yr

Revenue per listing

$148

RevPAR

63 days

Booking lead time

5.5 nights

Avg stay

3

Typical min nights

10,047

Active rentals

▲ 12% supply

Seasonality — monthly occupancy

Peaks at 58% in Feb · bottoms at 38% in Jun

50%
58%
58%
56%
46%
38%
56%
49%
43%
47%
48%
50%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Kissimmee — the projection above is specific to this home’s size.

Where it sits

Inside Storey Lake

Map of 4652 TRIBUTE TRAIL inside its neighborhood boundary

Drive times from this address

Walt Disney World14 min
Universal Orlando19 min
Downtown Orlando25 min
Orlando Int’l Airport (MCO)28 min
Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Storey Lake is a short-term-rental community. See the full guide →

KISSIMMEE 34746 — neighborhood snapshot

Population

57,181

Median age

37.6

Median income

$67,677

Median home value

$328,500

Avg household

3.13

Households w/ children

5,929

For the school run

Osceola County School District

MiddleKissimmee Middle School★★★★
ElementaryFlora Ridge Elementary School★★★★★
HighCelebration High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

6 of 11

STOREY LAKE TR K have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $320,000 $12K
Jan 3, 2026Listed at $332,000 · 219 days on market since
2018Built · STOREY LAKE TR K

Reality check

What actually sold near 4652 TRIBUTE TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4708 TRIBUTE TRAILSold · Apr ’26

$325,000

4708 TRIBUTE TRAIL · same community

3 bd · 2.5 ba · 1,674 sqft · $194/sqft · 196 DOM

4844 TRIBUTE TRAILSold · Mar ’26

$310,000

4844 TRIBUTE TRAIL · same community

3 bd · 2.5 ba · 1,797 sqft · $173/sqft · 100 DOM

4634 TRIBUTE TRAILSold · Dec ’25

$335,000

4634 TRIBUTE TRAIL · same community

3 bd · 2.5 ba · 1,797 sqft · $186/sqft · 136 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4652 TRIBUTE TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4652 TRIBUTE TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4652 TRIBUTE TRAIL FAQs

What would the monthly payment be for 4652 TRIBUTE TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,135/mo — principal and interest, the actual property-tax bill, the $454/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4652 TRIBUTE TRAIL?+

The association fee works out to $454 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4652 TRIBUTE TRAIL?+

The most recent tax bill on record (2025) was $5,944. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 4652 TRIBUTE TRAIL be rented short-term?+

Yes — this home sits inside Storey Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4652 TRIBUTE TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $320,000, this home is listed about 16% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4652 TRIBUTE TRAIL?+

Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the KISSIMMEE 34746 market on paper

$320,000 is 7% below the KISSIMMEE 34746 median of $345,900, and at $191/sqft it sits under the Kissimmee average of $216.

02Zoned for nightly rentals

Storey Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

219 days on market against a Kissimmee median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $332,000, now $320,000 — a $12K cut. The full history is in the market section below.

Listing courtesy of THE FLORIDA LOUNGE REALTY LLC · Fernanda Silva. MLS #O6370698.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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