5644 ESTERO LOOP, PORT ORANGE, FL, 32128
Active179 days on marketListed Jan 15, 2026MLS #O6373184
About this home
5644 ESTERO LOOP
Virtually Staged. One or more photo(s) was virtually staged. Motivated Seller make your offer on this better than new immaculate 2019 home. Built by Jones Homes, this Lakefront Canaveral Model features an inviting open floor plan with 3 bedrooms and 2 baths. Thoughtful upgrades include 42” white shaker cabinets and quartz counter tops throughout the home, tile in the main living areas, plush carpeted bedrooms, and a laundry room just off the kitchen. Step out onto the screened lanai overlooking the lake and unwind as you enjoy breathtaking sunsets, or fire up the grill on your extended 12’ x 13’ open paver patio—perfect for outdoor entertaining. Westport Reserve features a beautiful community pool and sidewalks ideal for walking or jogging. Located just minutes from the Port Orange Pavilion, you’ll enjoy easy access to major shopping, dining, and entertainment. Known for some of the best schools in Volusia County, Port Orange is an exceptional place to call home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,626
Sqft
0.15 ac
Lot size
2
Garage
2019
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,214 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,214/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.3%
$/sqft vs Port Orange actives
$242 vs $224
Days on market
179 vs 37 typical
Where $242/sqft sits among the 236 Port Orange actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Orange
Drive times from this address
Get to know Port Orange. See the full Port Orange guide →
PORT ORANGE 32128 — neighborhood snapshot
Population
22,366
Median age
48.4
Median income
$84,164
Median home value
$378,500
Avg household
2.4
Households w/ children
2,058
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Orange market
$355K → $371K
Port Orange median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
118 of 236
Port Orange actives have cut their price
Median sold price, Port Orange, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the PORT ORANGE 32128 median. See the full Port Orange market guide →
Paper trail
This home's history
Reality check
What actually sold near 5644 ESTERO LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$336,000
5603 ESTERO LOOP · same community
3 bd · 2 ba · 1,626 sqft · $207/sqft · 31 DOM
Sold · Feb ’26$322,000
5601 ESTERO LOOP · same community
3 bd · 2 ba · 1,476 sqft · $218/sqft · 4 DOM
Sold · May ’26$374,500
5543 ESTERO LOOP · same community
4 bd · 2 ba · 1,896 sqft · $198/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5644 ESTERO LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5644 ESTERO LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5644 ESTERO LOOP FAQs
What would the monthly payment be for 5644 ESTERO LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,214/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5644 ESTERO LOOP?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5644 ESTERO LOOP?+
The most recent tax bill on record (2025) was $5,594. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5644 ESTERO LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Orange?+
At $393,900, this home is listed about 7% above the Port Orange median of $367,450. The market section on this page shows how the area is trending.
Which schools are assigned to 5644 ESTERO LOOP?+
Sweetwater Elementary School (elementary), Silver Sands Middle School (middle), Atlantic High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PORT ORANGE 32128 market on paper
$393,900 is 15% below the PORT ORANGE 32128 median of $466,000, and at $242/sqft it sits under the Port Orange average of $248.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
179 days on market against a Port Orange median of 37 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sweetwater Elementary School, Silver Sands Middle School, Atlantic High School — Sweetwater Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $420,000, now $393,900 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HERITAGE REALTY ASSOCIATES · Susan Mitri. MLS #O6373184.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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