CENTURY 21 Edge

0 COMMUNITY CENTER ROAD, ST CLOUD, FL, 34773

Active199 days on marketListed Jan 16, 2026MLS #O6374316

Priced 22% below the ST CLOUD 34773 median

About this home

0 COMMUNITY CENTER ROAD

BUILD YOUR DREAM HOME ON 5 ACRES! Discover the perfect opportunity to own 5 spacious acres in St. Cloud, conveniently located near Holopaw, just east of St. Cloud, with paved road frontage. This versatile property offers endless possibilities—place a mobile home or build your custom dream home and enjoy the freedom of wide-open space and peaceful surroundings. This property offers 636 feet of road frontage, zoning is OAC. Bring your goats and chickens, this property is Agricultural Residential. Ideally situated, this property is approximately 30 minutes to Melbourne and just 1 hour to Orlando International Airport, making it easy to enjoy both coastal living and city conveniences. Nearby amenities include a community playground, soccer field, jogging paths, and a scenic pond, perfect for outdoor recreation and relaxation. Whether you’re looking for a private retreat, future homesite, or investment opportunity, this land offers the ideal blend of location, space, and potential. Don’t miss your chance to own acreage in a growing area with room to create the lifestyle you’ve been dreaming of. Lot lines depicted in the photo are estimated. All information is deemed reliable and shall be independently verified.

Facts & features

The home at a glance

5.01 ac

Lot size

Trees/Woods & Water viewPets allowed

Inside

Outside & construction

ViewTrees/Woods · Water
FacesNortheast

Community & fees

Taxes (2025)$1,080/yr
PetsYes
CommunityPark · Playground

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,864 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,501
FHA mortgage insurance (est.)$113
Property tax — 2025 actual bill$90
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,925Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,925
Interest rate6.00%
Loan term

Estimated payment

$1,864/mo

Principal & interest$1,501
FHA mortgage insurance (est.)$113
Property taxes (actual bill)$90
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Cloud

Map of 0 COMMUNITY CENTER ROAD

Drive times from this address

Universal Orlando50 min
Orlando Int’l Airport (MCO)51 min
Walt Disney World52 min
Downtown Orlando52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34773 — neighborhood snapshot

Population

5,495

Median age

38.2

Median income

$64,498

Median home value

$312,500

Avg household

3.06

Households w/ children

629

For the school run

Osceola County School District

HighHarmony High School★★★★★
ElementaryHarmony Community School★★★★
MiddleNarcoossee Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% below the ST CLOUD 34773 median. See the full St Cloud market guide →

Paper trail

This home's history

Jan 16, 2026Listed at $255,000 · 199 days on market since

Reality check

What actually sold near 0 COMMUNITY CENTER ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9005 JUPITER DRIVESold · Jul ’26

$271,000

9005 JUPITER DRIVE

3 bd · 2 ba · 0 sqft · 145 DOM

9085 JUPITER DRIVESold · Nov ’25

$265,000

9085 JUPITER DRIVE

2 bd · 1.5 ba · 784 sqft · $338/sqft · 0 DOM

9075 LINCOLN ROADSold · Sep ’25

$247,500

9075 LINCOLN ROAD

2 bd · 2 ba · 904 sqft · $274/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 0 COMMUNITY CENTER ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 COMMUNITY CENTER ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 COMMUNITY CENTER ROAD FAQs

What would the monthly payment be for 0 COMMUNITY CENTER ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,864/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 COMMUNITY CENTER ROAD?+

The most recent tax bill on record (2025) was $1,080. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 0 COMMUNITY CENTER ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $255,000, this home is listed about 40% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 0 COMMUNITY CENTER ROAD?+

Harmony High School (high), Harmony Community School (elementary), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ST CLOUD 34773 market on paper

$255,000 is 22% below the ST CLOUD 34773 median of $327,495.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

199 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Harmony High School, Harmony Community School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BLUE MARLIN REAL ESTATE · Kimberly Fouts, PA. MLS #O6374316.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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