116 W ARBORVITAE LANE, POLK CITY, FL, 33868
Active256 days on marketListed Feb 4, 2026MLS #O6378198
About this home
116 W ARBORVITAE LANE
Welcome home to 116 W Arborvitae Lane, a charming 3-bedroom, 2-bathroom pool home in the heart of Polk City offering the perfect blend of classic character, modern comfort, and Florida living! Built in 1925, this unique home showcases the charm of an earlier era while providing a functional floor plan designed for today’s lifestyle. With approximately 1,424 square feet of living space, the home feels warm and inviting with plenty of natural light, high ceilings, and comfortable living areas. The living room offers a cozy place to gather and features a wood-burning fireplace that adds even more character to the home. The kitchen provides an eat-in dining area, ample storage, and convenient access to the indoor laundry area. With three bedrooms and two full bathrooms, there is plenty of flexibility for family, guests, a home office, or hobby space. One of the biggest highlights is the private outdoor living space! Step outside to your screen-enclosed in-ground pool, creating the perfect backyard retreat for relaxing, entertaining, or enjoying Florida's beautiful weather throughout the year. The oversized approximately .29-acre lot provides plenty of room to enjoy the outdoors while offering a combination of fenced areas, landscaping, and additional usable space. Need room for vehicles, storage, projects, or hobbies? The detached 2-car garage offers tremendous versatility with additional workshop and storage possibilities. Whether you need space for tools, recreational equipment, a hobby area, or extra parking, this property delivers. Even better, the home features a NEW A/C SYSTEM, giving the next owner an important update already completed! The property also offers public water and sewer and, best of all, NO HOA, providing additional flexibility without monthly association dues. Located in Polk City with convenient access to major roadways, Lakeland, Auburndale, Davenport, and surrounding Central Florida communities, this home combines small-town living with accessibility to shopping, dining, recreation, and everyday conveniences. If you have been searching for something with character instead of cookie-cutter, this is it! A 3-bedroom, 2-bath home with a private screened pool, oversized lot, detached 2-car garage/workshop, NEW A/C, and NO HOA makes 116 W Arborvitae Lane a property you don't want to miss. Schedule your private showing and come see everything this Polk City home has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,424
Sqft
0.29 ac
Lot size
2
Garage
1925
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,384 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,384/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.7%
$/sqft vs Polk City actives
$211 vs $276
Days on market
256 vs 89 typical
Where $211/sqft sits among the 100 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
45 of 100
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 512% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 116 W ARBORVITAE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$140,000
419 SUNRISE BOULEVARD · same community
3 bd · 2 ba · 1,152 sqft · $122/sqft · 12 DOM
Sold · Nov ’25$303,000
125 S BIGNONIA AVENUE · same community
3 bd · 2 ba · 1,756 sqft · $173/sqft · 7 DOM
Sold · Oct ’25$215,000
326 SMITH ROAD · same community
3 bd · 2 ba · 1,027 sqft · $209/sqft · 185 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 116 W ARBORVITAE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 116 W ARBORVITAE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
116 W ARBORVITAE LANE FAQs
What would the monthly payment be for 116 W ARBORVITAE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,384/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 116 W ARBORVITAE LANE?+
The most recent tax bill on record (2025) was $3,901. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Polk City?+
At $300,000, this home is listed about 25% below the Polk City median of $399,999. The market section on this page shows how the area is trending.
Which schools are assigned to 116 W ARBORVITAE LANE?+
Lake Alfred Polytech Academy (middle), Auburndale Senior High School (high), Lena Vista Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$300,000 runs 512% above the POLK CITY 33868 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
256 days on market against a Polk City median of 89 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $335,000, now $300,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Kara Wisely. MLS #O6378198.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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