CENTURY 21 Edge
$284,900$299,0004 bd2 ba1,774 sqft$161 /sqft≈$2,020 /mo all-in ↓

3717 W MALBY LANE, CITRUS SPRINGS, FL, 34433

Active250 days on marketListed Feb 4, 2026MLS #O6378866

✦ Reduced $14K✦ New constructionSingle Family ResidenceCITRUS SPGS UNIT 22

About this home

3717 W MALBY LANE

Charming new home situated in an excellent area of Citrus Springs, with a strategic and high-growth location. Newly built and ready to move into, this residence was designed to provide comfort, modernity, and practicality in everyday life. The property features 4 spacious bedrooms and 2 full bathrooms, showcasing a contemporary layout that emphasizes functionality and well-being. Upon entering, the open-concept floor plan stands out, integrating a spacious and well-lit living room with the dining area—ideal for both entertaining guests and enjoying quiet family moments. The kitchen stands out for its elegant and functional design, equipped with wooden cabinets, stone countertops, and modern appliances already included, ensuring practicality from day one. The master suite offers a cozy atmosphere with a walk-in closet, while the secondary bedrooms have built-in wardrobes, providing excellent storage space. In addition, the house has an attached garage for two vehicles with an automatic gate and is located in one of the most sought-after areas of Citrus Springs. An excellent opportunity for those seeking a new, modern, and well-located property, whether for living or investment. Schedule a visit and be amazed!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,774

Sqft

0.26 ac

Lot size

2

Garage

2025

Year built

One

Levels

$161

Per sqft

Pets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingGarage Door Opener
ExteriorGarden · Lighting · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$685/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Sewer Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,020 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,677
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$57
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,972Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,972
Interest rate6.00%
Loan term

Estimated payment

$2,020/mo

Principal & interest$1,677
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$57
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $285K
$249KedgeAI estimate $268,630 · range $259K–$288K$299K

vs edgeAI estimate

+6.1%

$/sqft vs CITRUS SPGS UNIT 22

$161 vs $166

Days on market

250 vs 99 typical

Where $161/sqft sits among the 9 homes for sale in CITRUS SPGS UNIT 22

3
4 · this home
0
0
0
2
$132–160$160–187$187–215$215–242$242–270$270+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Citrus Springs

Get to know Citrus Springs. See the full Citrus Springs guide →

CITRUS SPRINGS 34433 — neighborhood snapshot

Population

8,218

Median age

45.8

Median income

$70,024

Median home value

$217,100

Avg household

2.63

Households w/ children

696

For the school run

Citrus County School District

ElementaryCentral Ridge Elementary School★★★★★
MiddleCitrus Springs Middle School★★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Citrus Springs market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$269K → $263K

Citrus Springs median sold, yr/yr

98.8%

Sale-to-list ratio (12 mo)

6 of 9

CITRUS SPGS UNIT 22 have cut their price

Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 850% above the CITRUS SPRINGS 34433 median. See the full Citrus Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $284,900 ▼ $14K
Feb 4, 2026Listed at $299,000 · 250 days on market since
2025Built · CITRUS SPGS UNIT 22

Reality check

What actually sold near 3717 W MALBY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2701 W TRACY COURTSold · Oct ’26

$279,500

2701 W TRACY COURT · same community

4 bd · 3 ba · 1,754 sqft · $159/sqft · 139 DOM

2812 W GASPAR DRIVESold · Jun ’26

$313,000

2812 W GASPAR DRIVE · same community

4 bd · 2 ba · 1,746 sqft · $179/sqft · 44 DOM

6629 N WAYCROSS WAYSold · Jul ’26

$240,000

6629 N WAYCROSS WAY · same community

4 bd · 3 ba · 1,827 sqft · $131/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3717 W MALBY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3717 W MALBY LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3717 W MALBY LANE FAQs

What would the monthly payment be for 3717 W MALBY LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,020/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3717 W MALBY LANE?+

The most recent tax bill on record (2025) was $685. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3717 W MALBY LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Citrus Springs?+

At $284,900, this home is listed about 3% above the Citrus Springs median of $277,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3717 W MALBY LANE?+

Central Ridge Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$284,900 runs 850% above the CITRUS SPRINGS 34433 median.

02Time on market is leverage

250 days on market against a Citrus Springs median of 99 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $299,000, now $284,900 — a $14K cut. The full history is in the market section below.

Listing courtesy of WRA BUSINESS & REAL ESTATE · Edison Turra Junior. MLS #O6378866.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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