1883 HORSETAIL DRIVE, ST CLOUD, FL, 34771
Pending182 days on marketListed Feb 3, 2026MLS #O6379253
About this home
1883 HORSETAIL DRIVE
Virtually Staged. Under Construction. Stanley Martin builds new construction homes in the Brack Ranch community in St. Cloud, Florida. This neighborhood is ideally located midway between downtown Orlando and the beaches of Florida's east coast. You'll have the best of both worlds- the excitement of the city and the tranquility of the coast right at your fingertips. Downtown Orlando and its famous theme parks are just 25 miles away, and I-95 is only 35 miles away, making for an easy commute. With easy access to SR-417, SR-528, US-192, and Florida's Turnpike, your commute will be a breeze. Plus, with Orlando International Airport just a 15-minute drive away, travel is a breeze. It's not just about the surroundings: Brack Ranch is packed with amenities designed to enhance your lifestyle. Take a dip in the pool, relax in our clubhouse, or explore the many hiking trails. The Linden offers the perfect amount of space and smart storage for all homebuyers. The main living area includes an open-concept kitchen complete with an island and oversized pantry, a spacious living room, dining area, and an additional flexible room – ideal for a guest suite. Enjoy Florida sunsets from your covered lanai. Upstairs, a spacious loft provides a welcoming space with endless possibilities for entertaining and storage. You'll find three guest bedrooms, a shared bathroom complete with a double vanity, and a laundry room. The large primary suite offers ample space with a huge walk-in closet and a private bathroom featuring a shower and linen closet. The Linden's impressive use of space makes this single-family home comfortable and livable, all with the benefits of a Stanley Martin home.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,434
Sqft
0.14 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,994 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,994/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.8%
Days on market
182 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1883 HORSETAIL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1883 HORSETAIL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1883 HORSETAIL DRIVE FAQs
What would the monthly payment be for 1883 HORSETAIL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,994/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1883 HORSETAIL DRIVE?+
The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1883 HORSETAIL DRIVE?+
The most recent tax bill on record (2025) was $6,256. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1883 HORSETAIL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $508,690, this home is listed about 19% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1883 HORSETAIL DRIVE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of SM FLORIDA BROKERAGE LLC · Jason Walzer. MLS #O6379253.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 1883 HORSETAIL DRIVE but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Zack to ping you on any price or status change →