CENTURY 21 Edge
$100,000$120,0002 bd2 ba924 sqft$108 /sqft$813 /mo all-in ↓

2789 MERIDITH LANE, PONCE DE LEON, FL, 32455

Active172 days on marketListed Feb 16, 2026MLS #O6383060

Priced 67% below the PONCE DE LEON 32455 medianReduced $20KMobile HomeNA

About this home

2789 MERIDITH LANE

Inside, you’ll find an updated kitchen with appliances included, updated flooring, a cozy gas fireplace, and a powerful 7-ton A/C unit to keep the home comfortable year-round. The layout offers two bedrooms and two full bathrooms, making it a practical setup for full-time living, a weekend retreat, or a rental-style getaway. Outside is where this place really shines: enjoy a large front porch for morning coffee, plus a screened back porch for relaxing without the bugs. The property also includes a carport and two sheds, giving you plenty of storage for tools, equipment, outdoor gear, or a small workshop setup. Location is a huge bonus—approximately 15 minutes to Walmart and only about 5 minutes to Morrison Springs, Ponce de Leon Springs, and Vortex Spring. If you love swimming, kayaking, diving, or just spending time outdoors, you’ll appreciate having these destinations so close. No owner financing. Buyer to verify all information and measurements.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

924

Sqft

1.24 ac

Lot size

1988

Year built

One

Levels

$108

Per sqft

Fireplace

Inside

FlooringLaminate
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionHardiPlank Type
FoundationPillar/Post/Pier
FacesWest
ExteriorOther · Storage

Community & fees

Taxes (2025)$237/yr

Utilities & systems

UtilitiesElectricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$813 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$589
FHA mortgage insurance (est.)$44
Property tax — 2025 actual bill$20
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,500
Interest rate6.00%
Loan term

Estimated payment

$813/mo

Principal & interest$589
FHA mortgage insurance (est.)$44
Property taxes (actual bill)$20
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NA

$108 vs $293

Days on market

172 vs 258 typical

Where $108/sqft sits among the 126 homes for sale in NA

82 · this home
27
5
1
3
8
$108–380$380–652$652–924$924–1195$1195–1467$1467+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ponce De Leon

Map of 2789 MERIDITH LANE

Get to know Ponce De Leon. See the full Ponce De Leon guide →

PONCE DE LEON 32455 — neighborhood snapshot

Population

3,903

Median age

46.9

Median income

$45,110

Median home value

$110,600

Avg household

2.43

Households w/ children

488

For the school run

Holmes County School District

ElementaryPonce De Leon Elementary School★★★★
HighHolmes County High School★★★★★
Bethlehem High School★★★★
Poplar Springs High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ponce De Leon market

$375K$375K

Ponce De Leon median sold, yr/yr

56 of 126

NA have cut their price

This home is listed 67% below the PONCE DE LEON 32455 median. See the full Ponce De Leon market guide →

Paper trail

This home's history

CurrentPrice reduced to $100,000 $20K
Feb 16, 2026Listed at $120,000 · 172 days on market since
1988Built · NA

Reality check

What actually sold near 2789 MERIDITH LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9114 SE 12TH DRIVESold · Nov ’25

$229,000

9114 SE 12TH DRIVE · same community

2 bd · 2 ba · 920 sqft · $249/sqft · 6 DOM

15933 OLD HIGHWAY 50Sold · Jan ’26

$200,000

15933 OLD HIGHWAY 50 · same community

2 bd · 1 ba · 905 sqft · $221/sqft · 0 DOM

22932 CAROLYN LANESold · May ’26

$325,000

22932 CAROLYN LANE · same community

2 bd · 1 ba · 1,056 sqft · $308/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2789 MERIDITH LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2789 MERIDITH LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2789 MERIDITH LANE FAQs

What would the monthly payment be for 2789 MERIDITH LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $813/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2789 MERIDITH LANE?+

The most recent tax bill on record (2025) was $237. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ponce De Leon?+

At $100,000, this home is listed about 72% below the Ponce De Leon median of $355,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2789 MERIDITH LANE?+

Ponce De Leon Elementary School (elementary), Holmes County High School (high), Bethlehem High School (), Poplar Springs High School () — Holmes County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ATLANTIC REAL ESTATE BROKERS L · Diana Elmufdi. MLS #O6383060.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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