297 W WHITMARSH COURT, CITRUS SPRINGS, FL, 34434
Active177 days on marketListed Feb 19, 2026MLS #O6384101
About this home
297 W WHITMARSH COURT
Duplex Opportunity in Citrus Springs – Ready-to-Build Lot in a Prime Location!Exclusive Highlight:This lot is perfect for those looking to build a duplex! With a generous size of 0.27 acres, it offers an excellent opportunity to take advantage of the region’s growing appreciation potential, ideal for anyone seeking to build a multifamily property.Property Description:This 0.27-acre lot is perfect for constructing a duplex, offering a great opportunity for investors or families who want to have a home with potential for extra income. The area is rapidly developing, meaning significant appreciation potential over time.Key Features:Duplex Lot: Ideal for building a duplex, offering flexibility to live in one unit and rent out the other, or to create a long-term investment property.R2 Zoning: The R2 zoning allows for the construction of a multifamily structure, making it perfect for those seeking rental income or a spacious living arrangement.No HOA Fees: Enjoy the freedom to develop your property without additional costs or restrictions.Location Advantages:Growing Area: Situated in a peaceful neighborhood that is continuously developing, ensuring future appreciation potential.Accessibility: Easy access to major roads in the region, providing convenient travel to nearby cities like Tampa and Orlando.Proximity to Natural Attractions: Just 20 minutes from Rainbow Springs State Park, offering various outdoor activities and scenic nature spots.Investment Potential:This lot presents an excellent opportunity for anyone looking to build a duplex in an area with strong growth and appreciation potential. The opportunity to generate rental income or utilize the space functionally makes this land a smart investment for the future.
Facts & features
The home at a glance
0.27 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$461 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$461/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$269K → $262K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 297 W WHITMARSH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$185,000
11264 N SCHULT TERRACE · same community
2 bd · 1 ba · 1,160 sqft · $159/sqft · 131 DOM
Sold · Apr ’26$207,500
11264 N SCHULT TERRACE · same community
2 bd · 1.5 ba · 1,160 sqft · $179/sqft · 29 DOM
Sold · May ’26$498,999
11183 N VESTA POINT · same community
3 bd · 2 ba · 1,350 sqft · $370/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 297 W WHITMARSH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 297 W WHITMARSH COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
297 W WHITMARSH COURT FAQs
What would the monthly payment be for 297 W WHITMARSH COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $461/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 297 W WHITMARSH COURT?+
The most recent tax bill on record (2025) was $430. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $41,900, this home is listed about 85% below the Citrus Springs median of $274,990. The market section on this page shows how the area is trending.
Which schools are assigned to 297 W WHITMARSH COURT?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of I LOVE ORLANDO REALTY INC · Adriano Almeida LLC. MLS #O6384101.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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