306 MATSON LANE, PORT CHARLOTTE, FL, 33953
Active169 days on marketListed Feb 20, 2026MLS #O6384271
About this home
306 MATSON LANE
Build-ready residential lot with approved building permit. Excellent opportunity for a new build with construction ready to start immediately, saving months of time and pre-construction costs. This approximately 0.32-acre lot is zoned for residential use and offers a smooth path to building without delays. Located in the heart of Port Charlotte, Florida, the property sits on a quiet street and offers both privacy and convenience, just minutes from schools, parks, shopping, and dining. Easy access to I-75 and a short drive to Englewood Beach, Boca Grande, Punta Gorda, and Sarasota make this an ideal location for a primary residence, second home, or investment. According to the Charlotte County Property Appraiser as of 02/20/26, the lot is outside the Scrub Jay area, subject to buyer verification during due diligence. No flood zone, no HOA, and no CDD. Prime opportunity to build or invest in Southwest Florida.
Facts & features
The home at a glance
0.32 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$373 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$373/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 306 MATSON LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$189,900
12395 CHANCELLOR BOULEVARD · same community
2 bd · 1 ba · 1,004 sqft · $189/sqft · 2 DOM
Sold · Jul ’26$352,790
65 ALBRITTON STREET · same community
3 bd · 2 ba · 1,522 sqft · $232/sqft · 10 DOM
Sold · May ’26$597,500
31 RAMBLEWOOD STREET · same community
3 bd · 2.5 ba · 1,536 sqft · $389/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 306 MATSON LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 306 MATSON LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
306 MATSON LANE FAQs
What would the monthly payment be for 306 MATSON LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $373/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 306 MATSON LANE?+
The most recent tax bill on record (2025) was $396. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $28,500, this home is listed about 91% below the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.
Which schools are assigned to 306 MATSON LANE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NOVA REAL ESTATE SERVICES INC · Ludmyla Pereira De Araujo. MLS #O6384271.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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