2832 NOTTEL DRIVE, ST CLOUD, FL, 34772
Active151 days on marketListed Feb 23, 2026MLS #O6384700
About this home
2832 NOTTEL DRIVE
MOTIVATED SELLERS! Welcome to your dream home in the highly sought-after community of Hanover Lakes! This stunning five-bedroom, three full bathroom residence offers the perfect blend of comfort, space, and Florida lifestyle living. Designed with entertaining in mind, the open-concept floor plan seamlessly connects the spacious kitchen, dining, and living areas—creating an inviting atmosphere for gatherings both large and small. A separate den/office provides the ideal space for working from home, studying, or creating a quiet retreat. Upstairs, you’ll find a generous bonus room perfect for game nights, movie marathons, or a playroom—offering flexible space to fit your needs. Each bedroom is thoughtfully designed to provide comfort and privacy for family and guests alike. Step outside to your backyard oasis featuring a charming pergola, relaxing swing, and cozy fire pit—perfect for enjoying peaceful evenings under the stars. Even better, the neighborhood offers a resort style pool and splash pad alongside direct lake access to the renowned Alligator Chain of Lakes, giving you endless opportunities for boating, fishing, and waterfront fun, right from home! This beautiful home boasts upgrades including a widened driveway, water softener system, six garage ceiling racks, double French glass doors on the den, 240 Volt outlet in garage for electric car charger, rain gutters, and a vented microwave to the outside. The garage is larger than a normal 2 car garage and provides ample space to pull a boat into it! This is more than a house—it’s a lifestyle. Don’t miss your chance to own a slice of paradise in Hanover Lakes!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,166
Sqft
0.17 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,517 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,517/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.1%
$/sqft vs St Cloud actives
$156 vs $221
Days on market
151 vs 33 typical
Where $156/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
193 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2832 NOTTEL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$724,000
5038 TIBET COURT · same community
5 bd · 3 ba · 3,198 sqft · $226/sqft · 8 DOM
Sold · Dec ’25$630,000
5001 CENTER COURT · same community
6 bd · 4.5 ba · 3,855 sqft · $163/sqft · 60 DOM
Sold · Sep ’25$383,500
5052 BLANCHARD COURT · same community
3 bd · 2 ba · 1,747 sqft · $220/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 2832 NOTTEL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2832 NOTTEL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2832 NOTTEL DRIVE FAQs
What would the monthly payment be for 2832 NOTTEL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,517/mo — principal and interest, the actual property-tax bill, the $112/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2832 NOTTEL DRIVE?+
The association fee works out to $112 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2832 NOTTEL DRIVE?+
The most recent tax bill on record (2025) was $1,341. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2832 NOTTEL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $495,000, this home is listed about 16% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2832 NOTTEL DRIVE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$495,000 runs 34% above the ST CLOUD 34772 median — but at 3,166 sqft it's also 60% larger than the typical St Cloud listing.
02Time on market is leverage
151 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $539,990, now $495,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VALOR REALTY SERVICES LLC · Marian Benson. MLS #O6384700.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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