CENTURY 21 Edge
$1,799,000$1,990,0004 bd3.5 ba2,440 sqft$737 /sqft$11,879 /mo all-in ↓

6635 TURTLEMOUND ROAD, NEW SMYRNA BEACH, FL, 32169

Active167 days on marketListed Feb 28, 2026MLS #O6386506

Reduced $191KPrivate poolFully furnishedSingle Family ResidenceBETHUNE VOLUSIA BEACH

About this home

6635 TURTLEMOUND ROAD

Welcome to a turnkey, income-producing coastal retreat (with NO HOA & no Flood insurance required) in the highly desirable no-drive section of New Smyrna Beach, where privacy, pristine shoreline, and strong returns align. Built in 2023 on a commercial lot with no nightly rental restrictions, this 4-bedroom, 3.5-bath home comfortably sleeps 10 and has generated $85,000–$90,000 in gross rental income in both 2024 and 2025. Fully furnished and professionally curated, it is completely rental-ready for immediate, seamless operation. Nearly every room showcases quality furnishings from Ethan Allen (with one bedroom furnished by another vendor). Each bedroom features a 55” smart TV, complemented by a 70” smart TV in the living room. The open-concept design flows into a fully equipped chef’s kitchen stocked with cookware, small appliances, and serveware—truly guest-ready from day one. Outdoor living is equally impressive, featuring a private heated pool, spacious entertaining areas, and premium Polywood patio furnishings designed to withstand the coastal environment. A fully stocked owner’s closet includes beach gear and pool toys, and a 220V outlet in the carport provides convenient EV charging. Adding to its exceptional location, a park sits directly across the street offering basketball, tennis, volleyball, playground, fishing, and a kayak launch, while direct beach access is just steps away—an unbeatable combination for guests and owners alike. With proven income, modern 2023 construction, and a premier no-drive beach setting, this property presents a rare opportunity for investors seeking strong performance and long-term coastal value. Schedule your private showing today and secure a premier beachside investment in one of Florida’s most desirable coastal communities.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,440

Sqft

0.17 ac

Lot size

2023

Year built

Three Or More

Levels

$737

Per sqft

Private poolWater viewFurnished

Inside

FlooringLaminate
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Solid Surface Counters · Thermostat · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab · Stilt/On Piling
ViewWater
FacesWest
ExteriorIrrigation System · Private Entrance · Private Mailbox · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$16,049/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,879 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,707
PMI (est., until 20% equity)$675
Property tax — 2025 actual bill$1,337
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $179,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $179,900
Interest rate6.00%
Loan term

Estimated payment

$11,879/mo

Principal & interest$9,707
PMI (est., until 20% equity)$675
Property taxes (actual bill)$1,337
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BETHUNE VOLUSIA BEACH

$737 vs $693

Days on market

167 vs 70 typical

Where $737/sqft sits among the 21 homes for sale in BETHUNE VOLUSIA BEACH

7
3
2 · this home
3
2
4
$318–490$490–662$662–834$834–1006$1006–1178$1178+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bethune Volusia Beach

Map of 6635 TURTLEMOUND ROAD inside its neighborhood boundary

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

Bethune Volusia Beach — neighborhood snapshot

Population

1,057

Median age

67

Median income

$84,904

Median home value

$464,100

Avg household

2

Households w/ children

41%

For the school run

Volusia County School District

ElementaryCoronado Beach Elementary School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

11 of 21

BETHUNE VOLUSIA BEACH have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 247% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,799,000 $191K
Feb 28, 2026Listed at $1,990,000 · 167 days on market since
2023Built · BETHUNE VOLUSIA BEACH

Reality check

What actually sold near 6635 TURTLEMOUND ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6311 RIVER ROADSold · Jul ’26

$915,000

6311 RIVER ROAD · same community

3 bd · 2 ba · 2,440 sqft · $375/sqft · 226 DOM

6771 TURTLEMOUND ROADSold · Jan ’26

$1,600,000

6771 TURTLEMOUND ROAD · same community

4 bd · 3 ba · 2,736 sqft · $585/sqft · 173 DOM

6361 TURTLEMOUND ROADSold · Sep ’25

$620,000

6361 TURTLEMOUND ROAD · same community

4 bd · 3 ba · 2,812 sqft · $220/sqft · 101 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6635 TURTLEMOUND ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6635 TURTLEMOUND ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6635 TURTLEMOUND ROAD FAQs

What would the monthly payment be for 6635 TURTLEMOUND ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,879/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6635 TURTLEMOUND ROAD?+

The most recent tax bill on record (2025) was $16,049. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in New Smyrna Beach?+

At $1,799,000, this home is listed about 247% above the New Smyrna Beach median of $519,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6635 TURTLEMOUND ROAD?+

Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,799,000 runs 247% above the NEW SMYRNA BEACH 32169 median — but at 2,440 sqft it's also 48% larger than the typical New Smyrna Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

167 days on market against a New Smyrna Beach median of 70 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,990,000, now $1,799,000 — a $191K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Doreen Allison. MLS #O6386506.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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