1531 W GAINSBORO LANE, CITRUS SPRINGS, FL, 34434
Active254 days on marketListed Mar 3, 2026MLS #O6387460
About this home
1531 W GAINSBORO LANE
INVESTOR ALERT! Property is leased with a great ROI. Welcome home to this immaculate BRAND NEW residence nestled in the heart of Citrus Springs, offering the perfect blend of style and comfort. Step into an inviting open floor plan showcasing 4 bedrooms, 2.5 baths, and a spacious 2-car garage. You'll love the upgraded touches throughout, including sleek quartz countertops in the kitchen and bathrooms, elegant luxury vinyl flooring spanning the entire home, and top-of-the-line stainless steel appliances. A dedicated laundry room adds convenience, while the expansive master suite boasts generous walk-in closets and dual sinks in the master bathroom. Don't miss your chance to make this move-in ready gem yours—schedule a showing today before it's gone!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,551
Sqft
0.23 ac
Lot size
2
Garage
2025
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,149 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,149/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.6%
$/sqft vs Citrus Springs actives
$174 vs $167
Days on market
254 vs 60 typical
Where $174/sqft sits among the 258 Citrus Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
CITRUS SPRINGS 34434 — neighborhood snapshot
Population
11,074
Median age
44.8
Median income
$68,939
Median home value
$238,400
Avg household
2.62
Households w/ children
1,370
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$263K → $262K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
107 of 258
Citrus Springs actives have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 803% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1531 W GAINSBORO LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$240,000
7185 N TALLWOOD DRIVE · same community
4 bd · 2 ba · 1,548 sqft · $155/sqft · 238 DOM
Sold · Mar ’26$265,000
1593 W DIAMOND DRIVE · same community
3 bd · 2 ba · 1,529 sqft · $173/sqft · 358 DOM
Sold · Apr ’26$280,000
2011 W TACOMA DRIVE · same community
3 bd · 2 ba · 1,529 sqft · $183/sqft · 259 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 1531 W GAINSBORO LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1531 W GAINSBORO LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1531 W GAINSBORO LANE FAQs
What would the monthly payment be for 1531 W GAINSBORO LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,149/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1531 W GAINSBORO LANE?+
The most recent tax bill on record (2025) was $204. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $269,900, this home is listed about 2% below the Citrus Springs median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1531 W GAINSBORO LANE?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SUMMERHILL REALTY GROUP LLC · Newton Hieda, PA. MLS #O6387460.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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