16820 SW 29TH TERRACE ROAD, OCALA, FL, 34473
Active158 days on marketListed Mar 6, 2026MLS #O6388253
About this home
16820 SW 29TH TERRACE ROAD
NOTE NEW PRICE IMPROVEMENT....MUST SELL...RELOCATING....Beautiful 2024-built home located in the desirable Marion Oaks community of Ocala, FL — the equestrian capital of the world. This spacious 4-bedroom, 2-bath residence offers modern style, smart-home convenience, and a like-new feel throughout. Interior features open-concept layout connecting the kitchen, dining area, and family room, white kitchen cabinets with a walk-in pantry, smart home features for added comfort and security, tile flooring throughout the main living areas; carpeted bedrooms, recessed lighting throughout the home, master suite with two walk-in closets, master bathroom with double sinks and a walk-in shower. Exterior & Additional Features 2-car garage. Built in 2024 — looks and feels brand new. No repairs or updates needed. Optional furniture package available.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,827
Sqft
0.24 ac
Lot size
2
Garage
2024
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,540 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,540/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.3%
$/sqft vs MARION OAKS UN 04
$170 vs $178
Days on market
158 vs 53 typical
Where $170/sqft sits among the 36 homes for sale in MARION OAKS UN 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
6 of 36
MARION OAKS UN 04 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 16820 SW 29TH TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$317,000
16596 SW 31ST CIRCLE · same community
4 bd · 2 ba · 1,799 sqft · $176/sqft · 85 DOM
Sold · Jun ’26$315,000
2602 SW 162ND LANE · same community
4 bd · 2 ba · 1,799 sqft · $175/sqft · 113 DOM
Sold · Feb ’26$329,900
697 MARION OAKS LN · same community
4 bd · 2 ba · 1,873 sqft · $176/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16820 SW 29TH TERRACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16820 SW 29TH TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16820 SW 29TH TERRACE ROAD FAQs
What would the monthly payment be for 16820 SW 29TH TERRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,540/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16820 SW 29TH TERRACE ROAD?+
The most recent tax bill on record (2025) was $5,014. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $310,000, this home is listed about 4% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16820 SW 29TH TERRACE ROAD?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$310,000 runs 24% above the OCALA 34473 median.
02Time on market is leverage
158 days on market against a Ocala median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $335,000, now $310,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL PROPERTY INTERNATIONAL · Bob Levy, Sr.. MLS #O6388253.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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