345 SUMMER PLACE LOOP, CLERMONT, FL, 34714
Active245 days on marketListed Mar 7, 2026MLS #O6388358
About this home
345 SUMMER PLACE LOOP
Situated in the beautiful gated community of High Grove, this fully furnished 4-bedroom, 3-bath home is ideal as a primary residence, second home, or short-term rental investment. The property is turnkey and ready for immediate use in a vacation rental program. A spacious entry welcomes you with tile flooring throughout the main living areas. The open-concept kitchen offers plenty of cabinets and counter space, a breakfast bar with additional seating, stainless steel appliances, and a smart Samsung refrigerator, making it perfect for both everyday living and entertaining. The home features two primary suites, each with direct access to the pool area, providing privacy and convenience for owners and guests. Two additional bedrooms share a Jack-and-Jill bathroom. The living room offers plenty of space for gathering and opens through sliding glass doors to the pool deck, creating a seamless indoor-outdoor living experience that vacation guests love. Enjoy the private saltwater pool with spa and solar heater, allowing year-round use. The pool deck is finished with brick pavers, ideal for relaxing or entertaining. Home features include freshly painted exterior (2025), 7.5 kW solar panel system installed in 2018 and fully paid off, helping reduce electricity costs, solar-assisted pool heating, high-efficiency smart water heater (2018), multi-speed programmable pool pump, 40-amp electric vehicle outlet in the garage, and AC 2018. The large driveway and garage provide parking for 3–4 vehicles. High Grove is a charming gated community of approximately 160 homes located at the intersection of Hwy 192 and Hwy 27, just minutes from Central Florida attractions, shopping, dining, and the Disney area, making it a popular location for vacation rentals. Community amenities include a clubhouse, fitness center, community pool, arcade room, and playground. The HOA includes lawn maintenance and pest control, making ownership easy and convenient.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,632
Sqft
0.13 ac
Lot size
2
Garage
2004
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,793 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,793/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.1%
$/sqft vs Clermont actives
$245 vs $230
Days on market
245 vs 56 typical
Where $245/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside High Grove, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,450/mo median
Live Clermont rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside High Grove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
High Grove is a short-term-rental community. See the full guide →
CLERMONT 34714 — neighborhood snapshot
Population
28,200
Median age
35.2
Median income
$75,392
Median home value
$387,300
Avg household
2.82
Households w/ children
3,207
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$441K → $450K
Clermont median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
215 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the CLERMONT 34714 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 345 SUMMER PLACE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$435,000
16644 CARIBBEAN BREEZE WAY · same community
4 bd · 3 ba · 1,638 sqft · $266/sqft · 5 DOM
Sold · Mar ’26$477,500
320 SUMMER PLACE LOOP · same community
5 bd · 3.5 ba · 2,928 sqft · $163/sqft · 163 DOM
Sold · Mar ’26$435,000
16648 CARIBBEAN BREEZE WAY · same community
6 bd · 4 ba · 2,928 sqft · $149/sqft · 165 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 345 SUMMER PLACE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 345 SUMMER PLACE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
345 SUMMER PLACE LOOP FAQs
What would the monthly payment be for 345 SUMMER PLACE LOOP?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,793/mo — principal and interest, the actual property-tax bill, the $240/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 345 SUMMER PLACE LOOP?+
The association fee works out to $240 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 345 SUMMER PLACE LOOP?+
The most recent tax bill on record (2025) was $5,633. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 345 SUMMER PLACE LOOP be rented short-term?+
Yes — this home sits inside High Grove, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 345 SUMMER PLACE LOOP?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $400,000, this home is listed about 11% below the Clermont median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 345 SUMMER PLACE LOOP?+
Sawgrass Bay Elementary School (elementary), Windy Hill Middle School (middle), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Zoned for nightly rentals
High Grove is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
245 days on market against a Clermont median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $415,000, now $400,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Nadia Eggers. MLS #O6388358.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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