1054 HEIRLOOM DRIVE, HAINES CITY, FL, 33844
Active147 days on marketListed Mar 22, 2026MLS #O6389004
About this home
1054 HEIRLOOM DRIVE
Short Sale. Welcome to this beautifully maintained home located in the growing community of Haines City. This modern property offers an open-concept layout designed for comfortable Florida living. The spacious kitchen features a large island and ample cabinet space, seamlessly connecting to the dining and living areas—perfect for entertaining and everyday living. The primary suite provides a private retreat with a walk-in closet and an en-suite bathroom. Additional bedrooms flexibility for family, guests, or a home office. Step outside to enjoy the covered patio and backyard space ideal for relaxing or gatherings. Conveniently located near shopping, restaurants, schools, and major highways, providing easy access to Orlando, theme parks, and Central Florida attractions. A great opportunity for homeowners or investors seeking value in one of Polk County’s fastest-growing areas.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,004
Sqft
0.14 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,952 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,952/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.2%
$/sqft vs Haines City actives
$175 vs $174
Days on market
147 vs 43 typical
Where $175/sqft sits among the 399 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Seasons, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Seasons
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Seasons is a short-term-rental community. See the full guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $305K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
196 of 399
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 1054 HEIRLOOM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$327,900
2429 LEEDS STREET
4 bd · 2.5 ba · 1,996 sqft · $164/sqft · 250 DOM
Sold · Dec ’25$315,000
770 AMBLESIDE DRIVE
4 bd · 2.5 ba · 2,039 sqft · $154/sqft · 101 DOM
Sold · Oct ’25$324,999
758 AMBLESIDE DRIVE
4 bd · 2.5 ba · 2,039 sqft · $159/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 1054 HEIRLOOM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1054 HEIRLOOM DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1054 HEIRLOOM DRIVE FAQs
What would the monthly payment be for 1054 HEIRLOOM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,952/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1054 HEIRLOOM DRIVE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1054 HEIRLOOM DRIVE?+
The most recent tax bill on record (2025) was $5,718. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1054 HEIRLOOM DRIVE be rented short-term?+
Yes — this home sits inside Seasons, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1054 HEIRLOOM DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $350,000, this home is listed about 11% above the Haines City median of $314,590. The market section on this page shows how the area is trending.
Which schools are assigned to 1054 HEIRLOOM DRIVE?+
Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$350,000 runs 18% above the HAINES CITY 33844 median.
02Zoned for nightly rentals
Seasons is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
147 days on market against a Haines City median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $360,000, now $350,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AGENT TRUST REALTY CORPORATION · Miguel Marchan. MLS #O6389004.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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