3533 SOMERSET CIRCLE, KISSIMMEE, FL, 34746
Active153 days on marketListed Mar 12, 2026MLS #O6389228
About this home
3533 SOMERSET CIRCLE
Welcome to 3533 Somerset Circle, a beautifully maintained 4-bedroom, 3-bathroom waterfront home with a dedicated office—easily used as a fourth bedroom—located in the prestigious gated community of Bellalago in Kissimmee, Florida. This spacious residence offers 2,452 square feet of thoughtfully designed living space on a generous lot, featuring a split floor plan for added privacy and an open-concept layout ideal for both everyday living and entertaining. Freshly painted inside, the home feels bright, clean, and move-in ready. The kitchen has also been updated with brand-new stainless steel appliances, complementing the elegant granite countertops, pantry, cozy breakfast nook, and ample cabinetry. This inviting space flows seamlessly into the spacious living and dining areas, making it perfect for gatherings with family and friends. The primary suite is a relaxing retreat featuring a private bath, walk-in closet, and solid surface countertops, which are also found in the home’s additional bathrooms. The dedicated office includes its own closet, making it a versatile space that can easily serve as a fourth bedroom, guest room, or flex space to suit your lifestyle. Enjoy the flexibility and functionality of a split 3-car garage—one side offering space for two vehicles and the other for a single car, perfect for storage, a workshop, or housing recreational gear. Step outside to your screened-in lanai and enjoy peaceful water views—perfect for morning coffee, evening sunsets, or simply relaxing with nature. With direct access to the canal leading to Lake Toho, you’ll enjoy the rare luxury of waterfront living with boating right from your own backyard. Living in Bellalago means being part of a vibrant, secure, and amenity-rich community. Set along over a mile of shoreline on Lake Tohopekaliga, Bellalago offers resort-style living just 21 miles from Walt Disney World. Residents enjoy access to three sparkling pools, scenic walking trails, two state-of-the-art fitness centers, a fishing pier, and the on-site restaurant, Flip Flops, perfect for casual dining. For those who love to stay active, Bellalago offers pickleball, tennis and basketball courts, beach volleyball, and a kids’ water park. A dog park and picnic area add to the community’s charm. Boating enthusiasts will love the private boat launch and lift, making it easy to explore the expansive waters of Lake Toho from your own backyard. Don’t miss your chance to experience the best of Kissimmee’s lifestyle—peaceful, luxurious, and full of possibilities. Schedule your private tour of 3533 Somerset Circle today and discover why Bellalago is one of Central Florida’s premier waterfront communities!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,452
Sqft
0.21 ac
Lot size
3
Garage
2005
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,127 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,127/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.2%
$/sqft vs Kissimmee actives
$199 vs $209
Days on market
153 vs 55 typical
Where $199/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bellalago
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Bellalago — neighborhood snapshot
Population
4,492
Median age
34
Median income
$71,865
Median home value
$432,300
Avg household
3
Households w/ children
404
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
185 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3533 SOMERSET CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$435,000
3556 SUNSET ISLES BLVD. · same community
4 bd · 3 ba · 2,452 sqft · $177/sqft · 88 DOM
Sold · Apr ’26$390,000
3534 SOMERSET CIRCLE · same community
3 bd · 2 ba · 2,257 sqft · $173/sqft · 44 DOM
Sold · Mar ’26$410,000
3564 SOMERSET CIRCLE · same community
4 bd · 2 ba · 2,257 sqft · $182/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3533 SOMERSET CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3533 SOMERSET CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3533 SOMERSET CIRCLE FAQs
What would the monthly payment be for 3533 SOMERSET CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,127/mo — principal and interest, the actual property-tax bill, the $364/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3533 SOMERSET CIRCLE?+
The association fee works out to $364 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3533 SOMERSET CIRCLE?+
The most recent tax bill on record (2025) was $6,092. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3533 SOMERSET CIRCLE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $489,000, this home is listed about 29% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3533 SOMERSET CIRCLE?+
Bellalago Charter Academy (elementary), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$489,000 runs 42% above the KISSIMMEE 34746 median — but at 2,452 sqft it's also 35% larger than the typical Kissimmee listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
153 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $500,000, now $489,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NONA LEGACY POWERED BY LA ROSA · Abraham Mendez. MLS #O6389228.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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