CENTURY 21 Edge
$515,0003 bd3 ba2,707 sqft$190 /sqft$4,255 /mo all-in ↓

3508 SUNSET ISLES BOULEVARD, KISSIMMEE, FL, 34746

Active153 days on marketListed Mar 11, 2026MLS #S5145529

WaterfrontSingle Family ResidenceBELLALAGO PH 2N

About this home

3508 SUNSET ISLES BOULEVARD

WATERFRONT WITH CHAIN OF LAKES ACCESS! Incredible daily sunsets! This is an immaculate spacious 3 bedroom, 3 bathrooms, 2 extra rooms (flex, office, den, man cave) home that will provide you with a lifetime of great living! When you pull up to this home you will appreciate its curb appeal. As soon you walk through the large and spacious pavered front patio in through the front door your eyes will be drawn to the spectacular open floor plan all the way through to the views of the waterfront. Making your way through the entry you arrive at the formal dining room to the left and the Great room/Family room on the right, both offering plenty of space for those large family gatherings. Continue through and you arrive at the Kitchen and separate dinette. The premium updated kitchen has modern cabinetry, stainless steel appliances and granite countertops. The Kitchen overlooks the family room and they both have great views of the water. You will also find the owners suite offering 2 walk-in closets, and interesting architectural features, including private access to the lanai and large multiple window view of the water. The owner’s bathroom is very large and has dual sink vanities, a separate walk in shower and a large hydro massage tub to relax in after a long day. The remaining bedrooms and baths are on the opposite side of the house giving pure peace and quiet to the owners side. There are two other larges rooms in the home and one of them has it's own private entry door. Can serve as Office/Den, Media Room/Play Room or you could bring in portable wardrobes or add closets to make 2 more bedrooms if that meets your needs. That setup also offers the potential for having a rental studio/efficiency in that space as well. There are a very limited number of homes in Bellalago with direct water access to the Lake Toho Chain of Lakes, where outstanding recreational opportunities and championship level bass fishing thrives and this is one of them! The home boasts a swim spa located inside the large extended lanai for relaxation in the sun. There is a due west view from the rear and you'll be able to enjoy amazing sunsets every day! Bellalago is a superior, guard controlled gated access home destination and is nestled on Lake Toho’s shoreline, with waterways, eagle preserves, walking trails, 3 pools, 2 fitness centers, daily activities, 24hr manned gated security & much more. When you buy a home in Bellalago you not only buy a home, but you buy into a great lifestyle. Call today for your private tour!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,707

Sqft

0.22 ac

Lot size

2

Garage

2005

Year built

One

Levels

$190

Per sqft

Waterfront

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Split Bedroom
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$291/mo
Taxes (2025)$6,531/yr
PetsBreed Restrictions
CommunityDock · Fishing · Lake · Water Access · Waterfront · Clubhouse · Gated Community - Guard · Golf Carts OK · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,255 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,032
FHA mortgage insurance (est.)$228
Property tax — 2025 actual bill$544
HOA fee — from the listing$291
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,025
Interest rate6.00%
Loan term

Estimated payment

$4,255/mo

Principal & interest$3,032
FHA mortgage insurance (est.)$228
Property taxes (actual bill)$544
HOA / condo fee$291
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $515K
$474KedgeAI estimate $527,393 · range $494K$544K$566K

vs edgeAI estimate

−2.3%

$/sqft vs Kissimmee actives

$190 vs $209

Days on market

153 vs 55 typical

Where $190/sqft sits among the 400 Kissimmee actives

79
128 · this home
105
44
15
29
$149–181$181–212$212–243$243–274$274–305$305+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bellalago

Map of 3508 SUNSET ISLES BOULEVARD inside its neighborhood boundary

Drive times from this address

Walt Disney World36 min
Universal Orlando40 min
Orlando Int’l Airport (MCO)43 min
Downtown Orlando43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Bellalago — neighborhood snapshot

Population

4,492

Median age

34

Median income

$71,865

Median home value

$432,300

Avg household

3

Households w/ children

404

For the school run

Osceola County School District

ElementaryBellalago Charter Academy★★★★★
HighLiberty High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

181 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →

Paper trail

This home's history

Mar 11, 2026Listed at $515,000 · 153 days on market since
2005Built · BELLALAGO PH 2N

Reality check

What actually sold near 3508 SUNSET ISLES BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3561 SOMERSET CIRCLESold · Aug ’25

$520,000

3561 SOMERSET CIRCLE · same community

4 bd · 3 ba · 2,775 sqft · $187/sqft · 98 DOM

3556 SUNSET ISLES BLVD.Sold · Oct ’25

$435,000

3556 SUNSET ISLES BLVD. · same community

4 bd · 3 ba · 2,452 sqft · $177/sqft · 88 DOM

3534 SOMERSET CIRCLESold · Apr ’26

$390,000

3534 SOMERSET CIRCLE · same community

3 bd · 2 ba · 2,257 sqft · $173/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3508 SUNSET ISLES BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3508 SUNSET ISLES BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3508 SUNSET ISLES BOULEVARD FAQs

What would the monthly payment be for 3508 SUNSET ISLES BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,255/mo — principal and interest, the actual property-tax bill, the $291/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3508 SUNSET ISLES BOULEVARD?+

The association fee works out to $291 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3508 SUNSET ISLES BOULEVARD?+

The most recent tax bill on record (2025) was $6,531. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3508 SUNSET ISLES BOULEVARD?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $515,000, this home is listed about 36% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3508 SUNSET ISLES BOULEVARD?+

Bellalago Charter Academy (elementary), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$515,000 runs 49% above the KISSIMMEE 34746 median — but at 2,707 sqft it's also 49% larger than the typical Kissimmee listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

153 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.

Listing courtesy of RIGHT TRACK REALTY · Phyllis Haigler. MLS #S5145529.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3508 SUNSET ISLES BOULEVARD, KISSIMMEE, FL — 3 Bed, 3 Bath — $515,000 | CENTURY 21 Edge