
670 SANDY NECK LANE UNIT 202, ALTAMONTE SPRINGS, FL, 32714
Active218 days on marketListed Mar 12, 2026MLS #O6390408
About this home
670 SANDY NECK LANE UNIT 202
Investment opportunity in the Heart of Altamonte Springs, Well maintained property with Excellent tenant in place ,great opportunity for steady cash flow Unit with wonderful open layout and balcony. Unit located on second floor.( on the left hand side)
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,170
Sqft
0.02 ac
Lot size
1986
Year built
One
Levels
$98
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,066 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,066/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.1%
$/sqft vs Altamonte Springs actives
$98 vs $175
Days on market
218 vs 69 typical
Where $98/sqft sits among the 305 Altamonte Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
ALTAMONTE SPRINGS 32714 — neighborhood snapshot
Population
37,481
Median age
36.7
Median income
$67,333
Median home value
$292,300
Avg household
2.45
Households w/ children
4,499
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Altamonte Springs market
$313K → $325K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
174 of 305
Altamonte Springs actives have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the ALTAMONTE SPRINGS 32714 median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 670 SANDY NECK LANE UNIT 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$100,000
670 SANDY NECK LANE UNIT 101 · same community
2 bd · 2 ba · 1,170 sqft · $85/sqft · 19 DOM
Sold · Jun ’26$315,000
498 CLEMSON DRIVE
3 bd · 1.5 ba · 1,165 sqft · $270/sqft · 3 DOM
Sold · Feb ’26$335,000
453 CITADEL DRIVE
3 bd · 2 ba · 1,149 sqft · $292/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 670 SANDY NECK LANE UNIT 202 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 670 SANDY NECK LANE UNIT 202 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
670 SANDY NECK LANE UNIT 202 FAQs
What would the monthly payment be for 670 SANDY NECK LANE UNIT 202?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,066/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 670 SANDY NECK LANE UNIT 202?+
The most recent tax bill on record (2024) was $2,142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 670 SANDY NECK LANE UNIT 202?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $115,000, this home is listed about 42% below the Altamonte Springs median of $199,000. The market section on this page shows how the area is trending.
Which schools are assigned to 670 SANDY NECK LANE UNIT 202?+
Teague Middle School (middle), Bear Lake Elementary School (elementary), Lake Brantley High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ALTAMONTE SPRINGS 32714 market on paper
$115,000 is 24% below the ALTAMONTE SPRINGS 32714 median of $150,950, and at $98/sqft it sits under the Altamonte Springs average of $188.
02Time on market is leverage
218 days on market against a Altamonte Springs median of 69 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $145,000, now $115,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SANCHEZ PROPERTIES GROUP LLC · Daniel Sanchez. MLS #O6390408.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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