2841 NOTTEL DRIVE, ST CLOUD, FL, 34772
Active130 days on marketListed Mar 20, 2026MLS #O6392292
About this home
2841 NOTTEL DRIVE
Seller offers $10000 closing cost credit to help with down payment or buy down interest rate! Welcome to our 5/bed 3.5/bath home with water view from backyard!This home is NextGen model, one of the most unique model with a seperate unit/suite with next-gen bedroom, next-gen living room ,cafee/kitchen downstairs with a seperate entrance! Tons of upgrades including granite counter top, upgraded kitchen cabinets, stainless steel appliances, etc. There are total of five bedrooms, three and half bathrooms and a three car garage, that is designed for growing families, most suitable with 2 generations. Additional rooms include an oversized loft, breakfast nook and an upstairs laundry room for added convenience. The master suite has a luxurious walk in closet, master bathroom with bathtub, his and hers sinks, and a walk in shower. There is also a large covered patio to enjoy the views and the outdoors all year long. Hanover Lakes is a much sought after waterfront community. Perfect for boating, fishing and enjoying nature. Amenities to include: Dock and lift to the Chain of Lakes, Splash Park, Resort Style Swimming Pool and Cabana. Hanover Lakes’ also has a great location,it is just 15 miles from Lake Nola Medical City, and 6 miles awat away from the Florida Turnpike with tons of shopping and dining options such as Harmony Farmers Market, it is convenient to get anywhere you need. Your family will love living and creating memories together at Hanover Lakes. There is a solar system lease which can be transfered to the new owner.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,462
Sqft
0.13 ac
Lot size
3
Garage
2021
Year built
Two
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,309 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,309/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.5%
$/sqft vs St Cloud actives
$150 vs $221
Days on market
130 vs 33 typical
Where $150/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
195 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2841 NOTTEL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$640,000
4930 CHASE COURT
5 bd · 3 ba · 3,198 sqft · $200/sqft · 13 DOM
Sold · Mar ’26$724,000
5038 TIBET COURT
5 bd · 3 ba · 3,198 sqft · $226/sqft · 8 DOM
Sold · Jan ’26$680,000
2970 WINDSONG LANE
5 bd · 4.5 ba · 3,187 sqft · $213/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2841 NOTTEL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2841 NOTTEL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2841 NOTTEL DRIVE FAQs
What would the monthly payment be for 2841 NOTTEL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,309/mo — principal and interest, the actual property-tax bill, the $102/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2841 NOTTEL DRIVE?+
The association fee works out to $102 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2841 NOTTEL DRIVE?+
The most recent tax bill on record (2025) was $9,141. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2841 NOTTEL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $519,000, this home is listed about 22% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2841 NOTTEL DRIVE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$519,000 runs 40% above the ST CLOUD 34772 median — but at 3,462 sqft it's also nearly twice the size of the typical St Cloud listing.
02Time on market is leverage
130 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $529,000, now $519,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TOPSKY REALTY INC · Eileen Li. MLS #O6392292.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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