CENTURY 21 Edge
$1,700$2,1004 bd2 ba1,610 sqft$1 /sqft≈$172 /mo all-in ↓

3181 VICEROY COURT, KISSIMMEE, FL, 34759

Active208 days on marketListed Mar 25, 2026MLS #O6393650

✦ Priced 99% below the KISSIMMEE 34759 median✦ Reduced $400Single Family ResidenceLAKE DEER ESTATES

About this home

3181 VICEROY COURT

Virtually Staged. Back on the Market! Wake up to peaceful water views in this inviting home! Designed with an open layout and plenty of natural light, the home offers a comfortable setting for everyday living and entertaining. The kitchen combines functionality and style with stainless steel appliances, a glass-top stove, elegant gray countertops, cabinetry, and recessed lighting. Tile flooring is featured in the wet areas, while the bedrooms have comfortable carpet. The spacious primary suite includes a walk-in closet and private bathroom with dual sinks, a tub, and additional shelving for convenient storage. The home also features an attached 2-car garage and an inside laundry room with washer and dryer. Enjoy sidewalks throughout the community and amenities that include a community pool, dog park, and playground. With its water views, practical layout, and convenient features, this home is ready to welcome you. Come take a tour! Washer & dryer are AS-IS Renters insurance is required. Min $100k liability coverage. **RESIDENTS' BENEFITS PACKAGE Residents are enrolled in the Resident Benefits Package (RBP). There is an additional $35.00 a month charge for this added to the advertised rent and is considered additional rent. RBP includes HVAC air filter delivery, utility concierge services making utility connection a breeze during your move-in, our best-in-class resident rewards program, and much more! More details upon application. If approved for this home, new tenants must pay a $200.00 lease coordination fee due at the same time as the security deposit payment.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,610

Sqft

0.11 ac

Lot size

2

Garage

2024

Year built

One

Levels

$1

Per sqft

Water view

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

ViewWater
ParkingDriveway
ExteriorSidewalk · Sliding Doors

Community & fees

PetsBreed Restrictions, Monthly Pet Fee, Number Limit, Pet Deposit, Size Limit
CommunityDog Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$172 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $60Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $60
Interest rate6.00%
Loan term

Estimated payment

$172/mo

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs LAKE DEER ESTATES

$1 vs $170

Days on market

208 vs 84 typical

Where $1/sqft sits among the 10 homes for sale in LAKE DEER ESTATES

0 · this home
0
0
0
1
9
$1–33$33–64$64–95$95–127$127–158$158+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kissimmee

Drive times from this address

Walt Disney World≈ 54 min
Universal Orlando≈ 63 min
Orlando Int’l Airport (MCO)≈ 67 min
Downtown Orlando≈ 67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

KISSIMMEE 34759 — neighborhood snapshot

Population

41,381

Median age

42.6

Median income

$62,373

Median home value

$271,400

Avg household

2.78

Households w/ children

3,944

For the school run

Polk County School District

MiddleLake Marion Creek Middle School★★★★★
ElementaryLaurel Elementary School★★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer — 7.2 months of inventoryBuyer’s market

$365K → $350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

2 of 10

LAKE DEER ESTATES have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the KISSIMMEE 34759 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,700 ▼ $400
Mar 25, 2026Listed at $2,100 · 208 days on market since
2024Built · LAKE DEER ESTATES

Reality check

What actually sold near 3181 VICEROY COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3884 BLUETHREAD WAYSold · Jul ’26

$284,990

3884 BLUETHREAD WAY · same community

4 bd · 2 ba · 1,564 sqft · $182/sqft · 141 DOM

3892 BLUETHREAD WAYSold · Apr ’26

$283,000

3892 BLUETHREAD WAY · same community

4 bd · 2 ba · 1,562 sqft · $181/sqft · 101 DOM

3034 VICEROY COURTSold · Sep ’26

$279,900

3034 VICEROY COURT · same community

4 bd · 2 ba · 1,665 sqft · $168/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 3181 VICEROY COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3181 VICEROY COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3181 VICEROY COURT FAQs

What would the monthly payment be for 3181 VICEROY COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 3181 VICEROY COURT?+

The listing reports pets: Breed Restrictions, Monthly Pet Fee, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $1,700, this home is listed about 100% below the Kissimmee median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3181 VICEROY COURT?+

Lake Marion Creek Middle School (middle), Laurel Elementary School (elementary), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the KISSIMMEE 34759 market on paper

$1,700 is 99% below the KISSIMMEE 34759 median of $215,000, and at $1/sqft it sits under the Kissimmee average of $211.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

208 days on market against a Kissimmee median of 84 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $2,100, now $1,700 — a $400 cut. The full history is in the market section below.

Listing courtesy of CT HOMES REALTY CORPORATION · Luz Lovera. MLS #O6393650.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3181 VICEROY COURT, KISSIMMEE, FL — 4 Bed, 2 Bath — $1,700 | CENTURY 21 Edge