1284 HYDE STREET, ST CLOUD, FL, 34771
Pending129 days on marketListed Mar 27, 2026MLS #O6393746
About this home
1284 HYDE STREET
Under Construction. Discover this stunning new construction home at 1284 Hyde Street in Saint Cloud. This impressive 5-bedroom, 4-bathroom home spans 3,556 square feet and features an open-concept living space perfect for both daily life and entertaining. Additional highlights include a bonus room and guest bedroom on the first floor, a butler's pantry, a huge upstairs loft, an open-concept floorplan that enhances flow and functionality, a lanai, and a 3-car garage. The home showcases exceptional design quality with attention to detail in every room. The open-concept layout creates seamless transitions between living areas, making it ideal for family gatherings and social occasions. The owner's bedroom provides a private retreat with its en-suite bathroom and large walk-in closet. Built by M/I Homes, this new construction home represents the latest in design trends and building standards. Each room has been carefully planned to maximize both comfort and functionality, creating spaces that adapt to your lifestyle needs. The 4 bathrooms are strategically positioned throughout the home, ensuring convenience for family members and guests. This home combines spacious living with thoughtful design elements that make daily life more enjoyable. Experience the benefits of new construction living in this exceptional Saint Cloud home. Contact us today for more information!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,556
Sqft
0.17 ac
Lot size
3
Garage
2026
Year built
Two
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,274 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,274/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.2%
Days on market
129 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $407K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1284 HYDE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1284 HYDE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1284 HYDE STREET FAQs
What would the monthly payment be for 1284 HYDE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,274/mo — principal and interest, the actual property-tax bill, the $64/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1284 HYDE STREET?+
The association fee works out to $64 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1284 HYDE STREET?+
The most recent tax bill on record (2025) was $3,382. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1284 HYDE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $652,990, this home is listed about 54% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1284 HYDE STREET?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$652,990 runs 52% above the ST CLOUD 34771 median — but at 3,556 sqft it's also nearly twice the size of the typical St Cloud listing.
02Time on market is leverage
129 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $679,990, now $652,990 — a $27K cut. The full history is in the market section below.
Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Stacie Brown Kelly. MLS #O6393746.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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