2766 SHANNIN DRIVE, ST CLOUD, FL, 34771
Active135 days on marketListed Mar 26, 2026MLS #O6393759
About this home
2766 SHANNIN DRIVE
Virtually Staged. PRICE IMPROVEMENT Welcome to 2766 Shannin Drive, a stunning 2024-built masterpiece where refined elegance, thoughtful design, and the natural beauty of Old Florida come together in perfect harmony. Nestled within the highly sought-after Mill Stream community of Narcoossee, and just minutes from the thriving innovation hub of Lake Nona, this exceptional one-story residence offers a lifestyle as impressive as it is effortless, and at an exceptional new value. From the moment you step inside, it's clear no detail was overlooked. The bright, open-concept floor plan creates a seamless flow between living, dining, and entertaining spaces, anchored by a gourmet kitchen that is nothing short of extraordinary: featuring an expansive quartz island, 42" soft-close cabinetry, sleek black stainless-steel appliances, and elegant pendant lighting. A charming breakfast nook and dedicated formal dining room give every occasion its perfect setting. Throughout the home, elevated finishes set a tone of quiet luxury. Soaring tray ceilings, 24" designer tile flooring, and generous natural light create an atmosphere that feels both grand and warmly inviting. Five generously sized bedrooms offer flexibility for every lifestyle, two with spacious walk-in closets, and one perfectly suited as a private home office, creative studio, or wellness retreat. Step outside to your private sanctuary on a rare 0.5-acre lot, beautifully landscaped front and rear, with a covered patio ideal for alfresco dining or evening relaxation, and a three-car garage offering abundant space for vehicles, storage, or a personal workshop. Surrounded by lush greenery and mature trees, the tranquility here is increasingly rare. The location delivers on every front. With quick access to the 417 Expressway, all of Central Florida is seamlessly within reach. And the area's momentum is undeniable. Lake Nona West, a 405,000-square-foot open-air lifestyle center opening Spring 2026, brings Target, Nordstrom Rack, Barnes & Noble, Total Wine & More, Homesense, Cañonita, Sephora, and JETSET Pilates right to your backyard. A new AdventHealth hospital is expected by late 2026, further cementing this corridor as one of Central Florida's most complete and forward-thinking communities. This price improvement is your invitation to act. Homes of this caliber, in communities this desirable, simply do not last, and this one is now priced to move. Schedule your private showing today and experience firsthand why 2766 Shannin Drive is truly one of a kind.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,859
Sqft
0.5 ac
Lot size
3
Garage
2024
Year built
One
Levels
$257
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,223 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,223/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.3%
$/sqft vs St Cloud actives
$257 vs $218
Days on market
135 vs 43 typical
Where $257/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $395K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
221 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2766 SHANNIN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$625,000
5254 MILL STREAM DRIVE · same community
4 bd · 2 ba · 2,314 sqft · $270/sqft · 161 DOM
Sold · Mar ’26$895,000
5355 MILL STREAM CT · same community
5 bd · 4 ba · 3,652 sqft · $245/sqft · 3 DOM
Sold · Apr ’26$539,490
1901 HORSETAIL DRIVE
5 bd · 4.5 ba · 2,856 sqft · $189/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 2766 SHANNIN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2766 SHANNIN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2766 SHANNIN DRIVE FAQs
What would the monthly payment be for 2766 SHANNIN DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,223/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2766 SHANNIN DRIVE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2766 SHANNIN DRIVE?+
The most recent tax bill on record (2025) was $9,261. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2766 SHANNIN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $735,000, this home is listed about 71% above the St Cloud median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2766 SHANNIN DRIVE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$735,000 runs 71% above the ST CLOUD 34771 median — but at 2,859 sqft it's also 44% larger than the typical St Cloud listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
135 days on market against a St Cloud median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $750,000, now $735,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Monica Vargas. MLS #O6393759.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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