817 TERRACE RIDGE CIRCLE UNIT 817, DAVENPORT, FL, 33896
Pending143 days on marketListed Mar 25, 2026MLS #O6393826
About this home
817 TERRACE RIDGE CIRCLE UNIT 817
Welcome to this beautiful 3 bedroom, 2 bathroom condo located in Davenport, FL. This third-floor unit is situated in a gated community and offers a range of amenities for residents to enjoy. Take a dip in the community pool, work out in the fitness center, or play a game of volleyball on the courts. Water, basic cable, and internet are all included in the rent, making it easy for you to settle in and start enjoying your new home. The condo features newer carpet, all kitchen appliances, indoor laundry hook-up, and an elevator for easy access. One small pet under 25 lbs are welcome in this pet-friendly community. Don't miss out on the opportunity to live in this fantastic condo with all the amenities you need for a comfortable lifestyle. **RESIDENTS BENEFIT PACKAGE Residents are enrolled in the Resident Benefits Package. There is an additional $35.00 a month charge for this added to the advertised rent and is considered additional rent. RBP includes HVAC air filter delivery, utility concierge services making utility connection a breeze during your move-in, our best-in-class resident rewards program, and much more! More details upon application. If approved for this home, new tenants must pay a $200.00 lease coordination fee due at the same time as the security deposit payment. **RENTERS INSURANCE REQUIRED Tenant must provide their own washer and dryer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,542
Sqft
0.02 ac
Lot size
2005
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Davenport actives
$1 vs $189
Days on market
143 vs 55 typical
Where $1/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Town Center, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,290/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Town Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Town Center is a short-term-rental community. See the full guide →
Town Center — neighborhood snapshot
Population
3,255
Median age
32
Median income
$63,333
Median home value
$281,800
Avg household
3
Households w/ children
290
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
160 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the DAVENPORT 33896 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 817 TERRACE RIDGE CIRCLE UNIT 817
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$375,000
202 BENT OAK LOOP
3 bd · 2 ba · 1,542 sqft · $243/sqft · 32 DOM
Sold · Jan ’26$312,500
615 OAKPOINT CIRCLE
3 bd · 2 ba · 1,488 sqft · $210/sqft · 26 DOM
Sold · Mar ’26$320,000
326 HANGING MOSS ROAD
3 bd · 2 ba · 1,599 sqft · $200/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 817 TERRACE RIDGE CIRCLE UNIT 817 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 817 TERRACE RIDGE CIRCLE UNIT 817 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
817 TERRACE RIDGE CIRCLE UNIT 817 FAQs
What would the monthly payment be for 817 TERRACE RIDGE CIRCLE UNIT 817?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 817 TERRACE RIDGE CIRCLE UNIT 817 be rented short-term?+
Yes — this home sits inside Town Center, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 817 TERRACE RIDGE CIRCLE UNIT 817?+
The listing reports pets: Breed Restrictions, Monthly Pet Fee, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $1,750, this home is listed about 100% below the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 817 TERRACE RIDGE CIRCLE UNIT 817?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DAVENPORT 33896 market on paper
$1,750 is 100% below the DAVENPORT 33896 median of $369,995, and at $1/sqft it sits under the Davenport average of $195.
02Zoned for nightly rentals
Town Center is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
143 days on market against a Davenport median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,875, now $1,750 — a $125 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CT HOMES REALTY CORPORATION · Francisco Nieves-Taranto. MLS #O6393826.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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