1249 CHRIS TERRACE, PORT CHARLOTTE, FL, 33953
Active129 days on marketListed Apr 8, 2026MLS #O6397432
About this home
1249 CHRIS TERRACE
Looking for an affordable foothold in Southwest Florida? This 0.23-acre residential lot offers a great opportunity to build your custom home from the ground up. The lot is wooded and will need to be cleared and prepared for construction, with septic and well installation required — giving you full control over how your build comes together from day one. Electricity is available nearby, and the lot sits on a paved road for easy access. Zoned RSF3.5 for single-family residential use, the location is where this property really shines. You're just minutes from I-75 for easy commuting, and Punta Gorda Airport is a quick drive for frequent travelers. Nature lovers will appreciate being close to Warm Mineral Springs, one of Florida's most unique natural attractions, along with easy access to Gulf beaches, parks, and outdoor recreation. The charming waterfront city of Venice — with its beautiful beaches, vibrant downtown, and rapidly growing amenities — is also within comfortable reach, making this an ideal location whether you're building a primary residence or an investment property. Come see the potential!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$286 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$286/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 1249 CHRIS TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$290,000
1073 SHERWIN STREET · same community
3 bd · 2 ba · 1,189 sqft · $244/sqft · 21 DOM
Sold · Oct ’25$274,000
1008 ADALIA TERRACE · same community
3 bd · 2 ba · 1,285 sqft · $213/sqft · 37 DOM
Sold · Sep ’25$273,000
15232 FAULKNER AVENUE · same community
3 bd · 2 ba · 1,290 sqft · $212/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1249 CHRIS TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1249 CHRIS TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1249 CHRIS TERRACE FAQs
What would the monthly payment be for 1249 CHRIS TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $286/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1249 CHRIS TERRACE?+
The most recent tax bill on record (2025) was $339. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $15,500, this home is listed about 95% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1249 CHRIS TERRACE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Laura Dipaolo, LLC. MLS #O6397432.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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