12845 SAWGRASS PINE CIRCLE, ORLANDO, FL, 32824
Active120 days on marketListed Apr 9, 2026MLS #O6397445
About this home
12845 SAWGRASS PINE CIRCLE
Short Sale. This incredible home is ready to rent. Enjoy the family in the spacious great room, which opens to the kitchen and breakfast bar. Enjoy waterfront views through the sliding glass door or sit on your covered and screened lanai. There's plenty of fenced yard space for the family. Back inside, you can escape to the master bedroom and ensuite bathroom with a vanity, enclosed shower, and walk-in closet. There are two additional bedrooms with a shared bathroom, a study for your private office, and a generously sized den/flex space. The community clubhouse, pool, and amenities are just steps away. Soccer fields, parks, basketball courts, and tennis courts are also available in the community. Area shopping and dining are nearby, and there's easy access to Orlando International Airport and the Meadow Woods SunRail Station. Call today to schedule a showing!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,141
Sqft
0.19 ac
Lot size
2
Garage
2014
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,646 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,646/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.3%
$/sqft vs Orlando actives
$206 vs $250
Days on market
120 vs 41 typical
Where $206/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sawgrass Plantation Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Sawgrass Plantation Orlando — neighborhood snapshot
Population
4,075
Median age
37
Median income
$85,057
Median home value
$340,582
Avg household
3
Households w/ children
461
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
177 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the ORLANDO 32824 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 12845 SAWGRASS PINE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$500,000
12655 OLD PLANTATION LANE · same community
4 bd · 3 ba · 2,459 sqft · $203/sqft · 69 DOM
Sold · Sep ’25$390,000
15577 WILLOW ARBOR CIRCLE
3 bd · 2.5 ba · 2,094 sqft · $186/sqft · 46 DOM
Sold · Apr ’26$400,000
15661 WILLOW ARBOR CIRCLE
4 bd · 2.5 ba · 2,291 sqft · $175/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12845 SAWGRASS PINE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12845 SAWGRASS PINE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12845 SAWGRASS PINE CIRCLE FAQs
What would the monthly payment be for 12845 SAWGRASS PINE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,646/mo — principal and interest, the actual property-tax bill, the $114/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12845 SAWGRASS PINE CIRCLE?+
The association fee works out to $114 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12845 SAWGRASS PINE CIRCLE?+
The most recent tax bill on record (2025) was $7,045. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12845 SAWGRASS PINE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $440,000, this home is listed about 13% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12845 SAWGRASS PINE CIRCLE?+
Wetherbee Elementary (elementary), South Creek Middle (middle), Cypress Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$440,000 runs 25% above the ORLANDO 32824 median — but at 2,141 sqft it's also 34% larger than the typical Orlando listing.
02Time on market is leverage
120 days on market against a Orlando median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Wetherbee Elementary, South Creek Middle, Cypress Creek High — Wetherbee Elementary rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $457,500, now $440,000 — a $18K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BRIGHT TRUST REALTY LLC · Antonio Spagnolo. MLS #O6397445.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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