44 WILLOW LANE, POINCIANA, FL, 34759
Pending127 days on marketListed Apr 9, 2026MLS #O6397782
About this home
44 WILLOW LANE
Discover comfortable Florida living at 44 Willow Lane in Poinciana! This brand-new 3-bedroom, 2-bath home offers 1,443 square feet of thoughtfully designed living space with an open-concept layout that’s perfect for both everyday living and entertaining. The community HOA includes high-speed internet and cable, adding even more value and convenience. Located in the heart of Central Florida, you’ll enjoy easy access to outdoor recreation at Vance Harmon Park, hiking and nature at Bellini Preserve, and community events at Poinciana Community Center. You’re also just a short drive from world-famous attractions including Walt Disney World, Old Town Kissimmee, Boggy Creek Airboat Adventures, and Wild Florida, making weekend adventures endless. Whether you’re a first-time homebuyer, downsizing, or looking for a smart investment, this home combines modern comfort with a great location in one of Central Florida’s fastest-growing communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,443
Sqft
0.16 ac
Lot size
2
Garage
2026
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,128 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,128/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.2%
$/sqft vs POINCIANA NBRHD 02 VILLAGE 08
$201 vs $177
Days on market
127 vs 21 typical
Where $201/sqft sits among the 31 homes for sale in POINCIANA NBRHD 02 VILLAGE 08
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Poinciana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
POINCIANA 34759 — neighborhood snapshot
Population
41,381
Median age
42.6
Median income
$62,373
Median home value
$271,400
Avg household
2.78
Households w/ children
3,944
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $285K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
10 of 31
POINCIANA NBRHD 02 VILLAGE 08 have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 44 WILLOW LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$255,000
241 GLADIOLA COURT · same community
3 bd · 2 ba · 1,447 sqft · $176/sqft · 95 DOM
Sold · Mar ’26$250,000
275 ELM COURT · same community
4 bd · 2 ba · 1,414 sqft · $177/sqft · 31 DOM
Sold · Feb ’26$300,000
2140 HIBISCUS PLACE · same community
3 bd · 2 ba · 1,546 sqft · $194/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 44 WILLOW LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 44 WILLOW LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
44 WILLOW LANE FAQs
What would the monthly payment be for 44 WILLOW LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,128/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 44 WILLOW LANE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 44 WILLOW LANE?+
The most recent tax bill on record (2025) was $387. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 44 WILLOW LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $289,990, this home is priced right at the Poinciana median.
Which schools are assigned to 44 WILLOW LANE?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$289,990 runs 30% above the POINCIANA 34759 median.
02Time on market is leverage
127 days on market against a Poinciana median of 21 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $299,990, now $289,990 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEW HOME STAR FLORIDA LLC · Charles Pennant. MLS #O6397782.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Poinciana homes, in your inbox
Like 44 WILLOW LANE but not quite? A daily digest of every new listing in Poinciana — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Darrick to ping you on any price or status change →