5445 SANDY HILL DRIVE, ORLANDO, FL, 32821
Pending119 days on marketListed Apr 15, 2026MLS #O6397864
About this home
5445 SANDY HILL DRIVE
PENDING ! Discover the Florida lifestyle you’ve dreamed of in this 2-bedroom, 2-bath gem located in Williamsburg’s premier Somerset community. This rare opportunity features a coveted screen-enclosed private pool overlooking serene water views—a combination seldom available in this neighborhood. Designed for relaxed living, this home offers a 2-car garage, low HOA fees that include lawn maintenance, and access to a vibrant community clubhouse. Bring your design vision and transform this waterfront canvas into your personal oasis. Centrally located just minutes from SeaWorld, Disney, Universal, the Orange County Convention Center, Orlando International Airport, and top-tier dining/shopping. Schedule your showing today! ***** NO RENTALS,SHEDS OR FENCES PERMITTED ***** CASH OFFERS ONLY!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,190
Sqft
0.23 ac
Lot size
2
Garage
1987
Year built
One
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,677 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,677/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Somerset, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Somerset Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Somerset is a short-term-rental community. See the full guide →
Somerset Village — neighborhood snapshot
Population
1,002
Median age
41
Median income
$99,839
Median home value
$321,800
Avg household
3
Households w/ children
123
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the ORLANDO 32821 median. See the full Orlando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 5445 SANDY HILL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5445 SANDY HILL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5445 SANDY HILL DRIVE FAQs
What would the monthly payment be for 5445 SANDY HILL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,677/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5445 SANDY HILL DRIVE?+
The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5445 SANDY HILL DRIVE?+
The most recent tax bill on record (2025) was $2,659. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 5445 SANDY HILL DRIVE be rented short-term?+
Yes — this home sits inside Somerset, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 5445 SANDY HILL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $350,000, this home is listed about 10% below the Orlando median of $389,995. The market section on this page shows how the area is trending.
Which schools are assigned to 5445 SANDY HILL DRIVE?+
Freedom Middle (middle), Lake Buena Vista High School (high), Sunshine Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$350,000 runs 46% above the ORLANDO 32821 median — but at 2,190 sqft it's also 37% larger than the typical Orlando listing.
02Zoned for nightly rentals
Somerset is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
119 days on market against a Orlando median of 43 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $429,000, now $350,000 — a $79K cut. The full history is in the market section below.
Listing courtesy of DTM REALTY LLC · Dan Murphy. MLS #O6397864.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Orlando homes, in your inbox
Like 5445 SANDY HILL DRIVE but not quite? A daily digest of every new listing in Orlando — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →