CENTURY 21 Edge
$575,000$595,0004 bd2.5 ba2,526 sqft$228 /sqft≈$3,951 /mo all-in ↓

13212 SOCIAL LANE, WINTER GARDEN, FL, 34787

Active185 days on marketListed Apr 16, 2026MLS #O6398708

✦ Reduced $20KSingle Family ResidenceREGENCY OAKS F

About this home

13212 SOCIAL LANE

Virtually Staged. SEVERAL PHOTOS HAVE BEEN VIRTUALLY STAGED !Welcome to this beautifully updated 4-bedroom, 2.5-bath home in the highly sought-after Regency Oaks community. Thoughtfully upgraded for long-term peace of mind, this residence features a newly replaced roof, a 2023 HVAC system (both indoor and outdoor units), and a 2023 water heater—major improvements that add exceptional value and confidence for the next owner. Step inside to discover a bright, open floor plan with luxury vinyl flooring throughout, offering durability, modern style, and easy maintenance. The remodeled kitchen showcases sleek modern cabinetry and quartz countertops, creating a fresh, contemporary space perfect for everyday living and entertaining. The spacious primary suite provides a comfortable retreat, complemented by three additional bedrooms ideal for family, guests, or a home office. With two full bathrooms and a convenient half bath, the layout is designed for both functionality and comfort. Enjoy Florida living at its best with a screen-enclosed patio and a fully paved backyard, offering a low-maintenance outdoor oasis perfect for gatherings, grilling, or quiet relaxation. Located just 15 minutes from Universal Studios and Disney Parks and less than a 2-minute walk to AdventHealth, this home is perfectly positioned for both families and professionals. Regency Oaks offers resort-style amenities including a sparkling pool, clubhouse, tennis courts, playground, and a scenic park—enhancing the lifestyle experience beyond your front door. This move-in-ready home combines modern upgrades, unbeatable convenience, and exceptional community features—an outstanding opportunity to enjoy the best of Winter Garden and Orlando living.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,526

Sqft

0.14 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$228

Per sqft

Pets allowed

Inside

FlooringVinyl
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Range · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryCorridor Access
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Irrigation System · Lighting

Community & fees

HOA fee$100/mo
Taxes (2025)$4,474/yr
PetsYes

Utilities & systems

UtilitiesPublic · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,951 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$373
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$3,951/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$373
HOA / condo fee$100
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $575K
$505KedgeAI estimate $571,609 · range $526K–$596K$620K

vs edgeAI estimate

+0.6%

$/sqft vs Winter Garden actives

$228 vs $259

Days on market

185 vs 61 typical

Where $228/sqft sits among the 400 Winter Garden actives

49
98 · this home
147
51
25
30
$155–200$200–246$246–292$292–337$337–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Stone Crest

Drive times from this address

Downtown Orlando≈ 21 min
Walt Disney World≈ 23 min
Universal Orlando≈ 23 min
Orlando Int’l Airport (MCO)≈ 35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Stone Crest — neighborhood snapshot

Population

1,512

Median age

42

Median income

$107,995

Median home value

$562,500

Avg household

3

Households w/ children

98%

For the school run

Orange County School District

ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★★
HighWest Orange High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$585K → $611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

218 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $575,000 ▼ $20K
Apr 16, 2026Listed at $595,000 · 185 days on market since
2005Built · REGENCY OAKS F

Reality check

What actually sold near 13212 SOCIAL LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

615 GROVES END LANESold · Nov ’25

$539,000

615 GROVES END LANE · same community

4 bd · 2.5 ba · 2,523 sqft · $214/sqft · 63 DOM

12730 GROVEHURST AVENUESold · Jul ’26

$520,000

12730 GROVEHURST AVENUE

4 bd · 2.5 ba · 2,529 sqft · $206/sqft · 7 DOM

2439 BALFORN TOWER WAYSold · May ’26

$580,000

2439 BALFORN TOWER WAY

4 bd · 2.5 ba · 2,508 sqft · $231/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kyler Lang

Your agent

Kyler Lang

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 13212 SOCIAL LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13212 SOCIAL LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13212 SOCIAL LANE FAQs

What would the monthly payment be for 13212 SOCIAL LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,951/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13212 SOCIAL LANE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13212 SOCIAL LANE?+

The most recent tax bill on record (2025) was $4,474. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13212 SOCIAL LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $575,000, this home is listed about 3% below the Winter Garden median of $592,495. The market section on this page shows how the area is trending.

Which schools are assigned to 13212 SOCIAL LANE?+

Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$575,000 runs 15% above the WINTER GARDEN 34787 median — but at 2,526 sqft it's also 19% larger than the typical Winter Garden listing.

02Time on market is leverage

185 days on market against a Winter Garden median of 61 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $595,000, now $575,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of PMI PRIME HOME · Jianlin Shi. MLS #O6398708.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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