10920-10928 MALATI STREET, NEW PORT RICHEY, FL, 34654
Active124 days on marketListed Apr 19, 2026MLS #O6398988
About this home
10920-10928 MALATI STREET
AMAZING cashflow opportunity!! Two manufactured homes in one oversized lot, with a spacious double-wide 3/2 and a renovated single-wide 2/1, offering incredible flexibility for multi-generational living, rental income, guest use, or investment. Both homes have been fully renovated with new appliances, renovated kitchens and bathrooms, updated flooring, fresh finishes, modern cabinetry, and stone countertops. The double-wide includes a new central HVAC system, while the single-wide features new split A/C units. The large fenced lot provides plenty of space for RVs, boats, trailers, work vehicles, entertaining, or expansion, all with no HOA restrictions or fees!! Even better, the property offers room for a third manufactured home, with a preexisting well and septic tank already in place for hookup, creating even more potential for future income or additional living space. Located in Moon Lake Estates in Pasco County, this region is loved for its peaceful setting, larger lots, and convenient access to the Suncoast Parkway, shopping, dining, and everyday essentials. A rare find with immediate usability and future upside. Don't miss out on this AMAZING property, shedule a showing today!!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
1,974
Sqft
0.71 ac
Lot size
1982
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,254 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,254/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs MOON LAKE ESTATES
$150 vs $173
Days on market
124 vs 55 typical
Where $150/sqft sits among the 35 homes for sale in MOON LAKE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Moon Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Moon Lake Estates — neighborhood snapshot
Population
4,451
Median age
37
Median income
$43,791
Median home value
$31,361
Avg household
3
Households w/ children
385
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $275K
New Port Richey median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
20 of 35
MOON LAKE ESTATES have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 10920-10928 MALATI STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$229,000
10042 GILMER STREET · same community
4 bd · 2 ba · 2,052 sqft · $112/sqft · 3 DOM
Sold · Dec ’25$335,000
9844 XENIA STREET · same community
5 bd · 2 ba · 1,865 sqft · $180/sqft · 23 DOM
Sold · Jun ’26$350,000
9846 CARDY STREET · same community
3 bd · 3.5 ba · 2,276 sqft · $154/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10920-10928 MALATI STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10920-10928 MALATI STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10920-10928 MALATI STREET FAQs
What would the monthly payment be for 10920-10928 MALATI STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,254/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10920-10928 MALATI STREET?+
The most recent tax bill on record (2025) was $2,576. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Port Richey?+
At $296,900, this home is listed about 4% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10920-10928 MALATI STREET?+
River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$296,900 runs 56% above the NEW PORT RICHEY 34654 median — but at 1,974 sqft it's also 42% larger than the typical New Port Richey listing.
02Time on market is leverage
124 days on market against a New Port Richey median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $310,000, now $296,900 — a $13K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Edson Nunes. MLS #O6398988.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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